Analysis
Minnesota's business associate degree programs typically produce first-year earnings around $40,000, but this program's estimated figures—drawn from national medians—suggest starting wages closer to $36,600. That's roughly $3,600 below what nearby Century College and Anoka-Ramsey graduates are actually earning, though without reported outcomes for this specific program, it's difficult to know whether Rochester grads match their state peers or the lower national pattern.
The estimated debt load of $19,750 aligns with Minnesota's state median for similar programs, creating a debt-to-earnings ratio of 0.54. That's manageable by most standards—graduates would be borrowing about half their expected first-year income. However, business degrees at the associate level generally carry lower debt nationally (around $13,400), so Minnesota students appear to be taking on considerably more to earn the same credential.
The real uncertainty here is whether this program delivers outcomes closer to Minnesota's stronger-than-average business programs or falls back to the national median used for these estimates. With 29% of students receiving Pell grants, affordability matters for a significant portion of the student body. If your child has options at Century or Anoka-Ramsey—schools with confirmed earnings near $40,000—those represent safer bets with known outcomes rather than estimated projections.
Where Rochester Community and Technical College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Minnesota
Business/Commerce associates's programs at peer institutions in Minnesota (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,359 | $36,591* | — | $19,750* | — | |
| $6,182 | $40,489* | — | $19,750* | 0.49 | |
| $5,682 | $39,962* | $46,752 | $20,750* | 0.52 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rochester Community and Technical College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.