Analysis
A debt-to-earnings ratio around 0.76 suggests manageable borrowing, but the bigger question is whether $35,410 in first-year earnings—typical for behavioral sciences nationally—provides enough runway for launching a career. With estimated debt of roughly $27,000, monthly loan payments would consume a meaningful chunk of early paychecks, though not an overwhelming share. The challenge isn't catastrophic debt so much as limited immediate earning power in a field where many graduates pursue further credentials or clinical training to boost their income potential.
Rochester University serves a reasonable proportion of Pell-eligible students (31%), and behavioral sciences programs across the country cluster tightly around these same earnings and debt figures. What's less clear is whether Rochester's specific program opens doors to graduate school, professional development, or entry-level positions that lead somewhere. These estimates can't tell you whether this school's curriculum, advising, or alumni network adds value beyond what you'd find at any behavioral sciences program hitting similar numbers.
If your child plans to stop at a bachelor's degree and work immediately, these projected earnings will feel tight. If graduate school is part of the plan, understand you're financing the first leg of a longer educational journey. Either way, verify what Rochester's specific graduates actually do after completing this program—career outcomes matter more here than the baseline numbers suggest.
Where Rochester University Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $27,938 | $35,410* | — | $26,865* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rochester University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.