Analysis
The $26,500 in estimated debt looks manageable against comparable Illinois MIS programs' first-year earnings around $68,000, producing a debt-to-earnings ratio of 0.39. That's better than the national median debt for this degree ($24,000) suggests, particularly since Illinois MIS graduates typically earn more than the national median by nearly $9,000. While Rockford's figures are estimates based on peer programs rather than their own graduates' outcomes, the underlying math works in a student's favor—debt that represents roughly five months of gross income is generally sustainable.
The challenge lies in Rockford's position among Illinois competitors. Top programs like U of I and DePaul report earnings above $68,000, while Illinois State comes in at $53,000. Whether Rockford's graduates land closer to the high or low end will significantly impact return on investment. The university serves a substantial population of Pell-eligible students (42%), which is commendable, but moderate selectivity and below-average SAT scores suggest families should verify what employer relationships and job placement support the program actually delivers.
Without reported outcomes specific to Rockford, you're betting on the strength of Illinois's tech sector rather than proven results from this particular program. If your student has offers from schools with documented earnings data—particularly the larger Illinois universities—those provide more certainty about what comes after graduation.
Where Rockford University Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in Illinois
Management Information Systems and Services bachelors's programs at peer institutions in Illinois (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,300 | $68,285* | — | $26,581* | — | |
| $16,004 | $77,572* | $96,374 | $19,500* | 0.25 | |
| $44,460 | $68,769* | $86,686 | $24,016* | 0.35 | |
| $51,716 | $67,801* | $92,499 | $24,500* | 0.36 | |
| $16,021 | $52,887* | $79,687 | $16,250* | 0.31 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rockford University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.