Analysis
A debt load of roughly $25,000 for a bachelor's in chemistry at Roger Williams sits above both the national median ($24,000) and well above Rhode Island's typical debt for this degree ($13,867). When national chemistry programs typically produce first-year earnings around $42,600, that debt level translates to a manageable 0.59 ratio—meaning less than seven months of pre-tax income to cover the full amount borrowed. Rhode Island College's chemistry graduates earn slightly more ($44,648) with significantly less debt, but Roger Williams' figures still land in reasonable territory compared to the national landscape where chemistry programs span from strong outcomes to concerning ones.
The challenge here is uncertainty: both the earnings and debt figures are estimates drawn from peer institutions because Roger Williams' chemistry program is too small for the Department of Education to report actual outcomes. The $42,600 earnings estimate comes from 205 national programs, while the debt figure reflects patterns at similar private institutions. That's a lot of extrapolation for a specific investment decision.
If your child is committed to chemistry and Roger Williams offers compelling research opportunities or graduate school preparation that justify the premium over Rhode Island College, the estimated numbers don't scream danger. But with an 88% admission rate and limited outcome data, you're essentially betting that this particular program will perform at least as well as the national average—a bet that costs about $11,000 more in debt than staying in-state would.
Where Roger Williams University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Rhode Island
Chemistry bachelors's programs at peer institutions in Rhode Island (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,666 | $42,581* | — | $24,994* | — | |
| $10,986 | $44,648* | $61,903 | $13,867* | 0.31 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Roger Williams University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.