Analysis
An estimated $16,000 in debt for an associate's that typically launches graduates into $37,000 first-year earnings presents a manageable financial starting point—though these figures reflect national patterns rather than Rogers State's specific outcomes. The 0.43 debt-to-earnings ratio suggests graduates from comparable programs could theoretically pay off their loans with less than six months of gross salary, which is solid footing for an entry-level accounting credential.
The challenge lies in what comes next. Associate's degrees in accounting often serve as stepping stones rather than destinations, preparing graduates for bookkeeping and accounts payable roles while they work toward the bachelor's degree and CPA licensure that unlock higher-tier positions. Peer programs nationally show considerable variation—earnings at the 75th percentile reach $42,000, a meaningful but not dramatic increase over the median. Without actual outcomes from Rogers State or similar Oklahoma programs, it's difficult to assess whether this particular program effectively positions students for either immediate employment or smooth transfer to a four-year institution.
For families confident their student will complete the bachelor's degree, this associate's could provide affordable workforce entry while accumulating credits. But if it's intended as a terminal credential, understand that $37,000 likely represents a ceiling rather than a launching pad, and the lack of reported data means you're making this decision with less certainty than ideal.
Where Rogers State University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,392 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rogers State University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.