Median Earnings (1yr)
$24,905
30th percentile (40th in MI)
Median Debt
$9,500
At national median
Debt-to-Earnings
0.38
Manageable
Sample Size
741
Adequate data

Analysis

This program delivers concerning value, with graduates earning $25,038 four years after completion—well below both the national median ($27,186) and what other Michigan programs achieve. Among Michigan's 54 allied health programs, this ranks in just the 40th percentile, meaning most in-state alternatives offer better earning potential. The top Michigan programs like Montcalm Community College ($34,585) and Baker College ($32,846) generate significantly higher returns.

The debt picture isn't terrible at $9,500, which matches both national and state medians, creating a manageable debt-to-earnings ratio of 0.38. However, the real red flag is the complete lack of earnings growth—graduates make virtually the same amount ($24,905) in year one as they do in year four ($25,038). This "early peak" pattern suggests limited career advancement opportunities, which is problematic for long-term financial stability.

With 85% of students receiving Pell grants, this program clearly serves a population seeking affordable career training. While the debt load is reasonable, your child would likely achieve better outcomes at other Michigan schools offering the same credential. The robust sample size makes these earnings figures reliable, so consider this program only if location constraints make the higher-performing alternatives inaccessible.

Where Ross Medical Education Center-Saginaw Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

Ross Medical Education Center-SaginawOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ross Medical Education Center-Saginaw graduates compare to all programs nationally

Ross Medical Education Center-Saginaw graduates earn $25k, placing them in the 30th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Allied Health and Medical Assisting Services certificate's programs at peer institutions in Michigan (54 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ross Medical Education Center-Saginaw$24,905$25,038$9,5000.38
Montcalm Community College$34,585———
Baker College$32,846—$14,7760.45
Grand Rapids Community College$32,171$33,449$7,2100.22
Muskegon Community College$28,808—$9,5000.33
Ross Medical Education Center-Midland$27,186$26,021$9,5000.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Montcalm Community College
Sidney
$4,860$34,585—
Baker College
Owosso
$12,810$32,846$14,776
Grand Rapids Community College
Grand Rapids
$4,059$32,171$7,210
Muskegon Community College
Muskegon
$6,990$28,808$9,500
Ross Medical Education Center-Midland
Midland
—$27,186$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ross Medical Education Center-Saginaw, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 741 graduates with reported earnings and 891 graduates with debt data. Small samples may not be representative.