Median Earnings (1yr)
$37,250
95th percentile (60th in NJ)
Median Debt
$15,803
7% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
18
Limited data

Analysis

Rowan College-Cumberland's social work program punches well above its weight nationally—graduates earn more than 95% of associate-level social work programs across the country. That $37,250 first-year salary jumps to over $41,000 by year four, suggesting graduates find stable footing in New Jersey's social services sector.

Here's the nuance: while those earnings look exceptional nationally, they're exactly at the state median for New Jersey. The real question is whether your student plans to work in this region. New Jersey social service agencies appear to pay associate-level workers considerably more than the national norm, which makes this program's outcomes less about the school's unique quality and more about the local labor market. The debt load of $15,803 is reasonable either way—your child would owe less than half their first year's salary, making this manageable debt for an entry-level human services career.

The caveat matters here: fewer than 30 graduates provided data, so these numbers could shift substantially with a larger sample. Still, for a student committed to social services work who plans to stay in southern New Jersey, this represents an affordable path into a field that typically requires just showing up and caring deeply. The 11% earnings growth over four years isn't dramatic, but it's steady progress in a sector known more for mission than money.

Where Rowan College of South Jersey-Cumberland Campus Stands

Earnings vs. debt across all social work associates's programs nationally

Rowan College of South Jersey-Cumberland CampusOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rowan College of South Jersey-Cumberland Campus graduates compare to all programs nationally

Rowan College of South Jersey-Cumberland Campus graduates earn $37k, placing them in the 95th percentile of all social work associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Social Work associates's programs at peer institutions in New Jersey (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rowan College of South Jersey-Cumberland Campus$37,250$41,408$15,8030.42
Rowan College of South Jersey-Gloucester Campus$37,250$41,408$15,8030.42
Camden County College$24,616$37,396$9,2190.37
National Median$29,768—$17,0330.57

Other Social Work Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rowan College of South Jersey-Gloucester Campus
Sewell
$4,980$37,250$15,803
Camden County College
Blackwood
$3,960$24,616$9,219

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan College of South Jersey-Cumberland Campus, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.