Median Earnings (1yr)
$37,250
95th percentile (60th in NJ)
Median Debt
$15,803
7% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
18
Limited data

Analysis

Rowan College's social work associate program shows surprisingly strong earnings—landing in the 95th percentile nationally—though that comparison needs context. At $37,250 in first-year earnings, graduates here earn about 25% more than the national median for social work associate programs ($29,768). The debt burden of $15,803 is manageable, translating to a 0.42 debt-to-earnings ratio that's well within reasonable territory.

However, the state-level picture is more nuanced. That $37,250 first-year salary is exactly at New Jersey's median for this program, placing graduates at the 60th percentile statewide. In other words, this program performs exceptionally well compared to social work programs across the country, but sits squarely in the middle among New Jersey schools. The modest 11% earnings growth to $41,408 by year four suggests steady but not dramatic career progression in this field.

The critical caveat: this data comes from fewer than 30 graduates, which means these numbers could shift significantly with a larger sample. For parents, the takeaway is that this appears to be a solid, affordable entry point into social work—particularly given the reasonable debt load—but you shouldn't expect dramatically different outcomes than other New Jersey community college programs in this field.

Where Rowan College of South Jersey-Gloucester Campus Stands

Earnings vs. debt across all social work associates's programs nationally

Rowan College of South Jersey-Gloucester CampusOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rowan College of South Jersey-Gloucester Campus graduates compare to all programs nationally

Rowan College of South Jersey-Gloucester Campus graduates earn $37k, placing them in the 95th percentile of all social work associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Social Work associates's programs at peer institutions in New Jersey (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rowan College of South Jersey-Gloucester Campus$37,250$41,408$15,8030.42
Rowan College of South Jersey-Cumberland Campus$37,250$41,408$15,8030.42
Camden County College$24,616$37,396$9,2190.37
National Median$29,768—$17,0330.57

Other Social Work Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rowan College of South Jersey-Cumberland Campus
Vineland
$4,980$37,250$15,803
Camden County College
Blackwood
$3,960$24,616$9,219

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan College of South Jersey-Gloucester Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.