Median Earnings (1yr)
$33,605
48th percentile (60th in NJ)
Median Debt
$11,460
18% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
49
Adequate data

Analysis

Rowan College of South Jersey-Gloucester delivers a reliable community college business program that performs solidly within New Jersey, ranking in the 60th percentile statewide for earnings. Graduates start at $33,605 and see their income climb 20% to just over $40,000 by year four—a healthy trajectory that suggests the degree opens doors to progressive career opportunities. With debt kept to just $11,460, students walk away with a manageable 0.34 debt-to-earnings ratio, meaning they owe roughly four months of their starting salary.

The numbers tell a practical story: this program costs less than both the national and state median debt levels while delivering earnings that track closely with New Jersey's community college average. It won't match the $46,000 starting salaries from Thomas Edison State, but it significantly undercuts their debt burden. For families concerned about cost, this represents a conservative path into business careers—the kind where your child can start working and paying down loans immediately without financial strain.

If your student is exploring business at the community college level in New Jersey, this program sits comfortably in the middle tier. The moderate sample size suggests consistent outcomes, and the combination of low debt with steady earnings growth makes it a defensible choice for students seeking workforce entry without gambling on their financial future.

Where Rowan College of South Jersey-Gloucester Campus Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Rowan College of South Jersey-Gloucester CampusOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rowan College of South Jersey-Gloucester Campus graduates compare to all programs nationally

Rowan College of South Jersey-Gloucester Campus graduates earn $34k, placing them in the 48th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Business Administration, Management and Operations associates's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rowan College of South Jersey-Gloucester Campus$33,605$40,166$11,4600.34
Thomas Edison State University$45,973$68,235$14,9090.32
Hudson County Community College$34,810$8,0000.23
Mercer County Community College$33,785
Camden County College$33,780$46,267$8,2080.24
Rowan College of South Jersey-Cumberland Campus$33,605$40,166$11,4600.34
National Median$33,977$13,9800.41

Other Business Administration, Management and Operations Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas Edison State University
Trenton
$6,638$45,973$14,909
Hudson County Community College
Jersey City
$5,020$34,810$8,000
Mercer County Community College
West Windsor
$5,082$33,785
Camden County College
Blackwood
$3,960$33,780$8,208
Rowan College of South Jersey-Cumberland Campus
Vineland
$4,980$33,605$11,460

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan College of South Jersey-Gloucester Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 49 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.