Analysis
A debt-to-earnings ratio of 0.72 puts this behavioral sciences program in relatively manageable territory—peer programs nationally suggest graduates earn around $35,400 in their first year while carrying roughly $25,500 in debt. That's less than one year's salary, which is generally considered workable, though it means significant monthly loan payments will still demand careful budgeting early in a graduate's career.
The challenge is context: with only two schools in New Jersey offering bachelor's degrees specifically in behavioral sciences, and both having suppressed data due to small graduate cohorts, it's difficult to assess how Rowan compares regionally. Nationally, similar programs cluster tightly around these figures—the 75th percentile only reaches $38,100—suggesting this field doesn't offer much earnings variation regardless of where you study. That consistency cuts both ways: you're unlikely to do dramatically better elsewhere, but you're also investing in a field with a relatively modest salary ceiling right out of college.
For families evaluating this program, the key question is whether these first-year earnings reflect a launching point or a plateau. Behavioral sciences graduates often need graduate education or specialized certifications to access higher-paying roles, so treat this bachelor's as potentially one step in a longer educational journey rather than a complete credential.
Where Rowan University Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,700 | $35,410* | — | $25,500* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rowan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.