Accounting at Roxbury Community College

An estimated $16,000 in debt is notably lower than what most associate's accounting programs nationally demand—about $3,400 below the typical burden. For a program serving predominantly Pell-eligible students (60% of the campus), this lighter debt load matters considerably. Similar two-year accounting programs across Massachusetts carry median debt of roughly $13,000, while nationwide it climbs to over $19,000. With first-year earnings for peer programs hovering around $37,000, the debt picture here suggests graduates could manage repayment on an entry-level accounting salary without undue strain.

The earnings estimate itself sits squarely in line with both state and national medians for associate-level accounting programs. Nearby Northern Essex Community College reports slightly higher first-year earnings ($37,960) with actual data, while Bunker Hill reports slightly lower ($35,602). This consistency across Massachusetts community colleges suggests the local accounting job market offers reasonably predictable entry points, though advancement typically requires either CPA credentials or a bachelor's degree for higher-level positions.

The core question is whether your child plans to start working immediately or transfer to complete a four-year degree. If they're targeting entry-level bookkeeping or accounts payable roles, the estimated debt-to-earnings ratio of 0.43 represents manageable risk. If they intend to transfer, confirm how credits move to their target bachelor's program—many accounting students use the associate's as a stepping stone rather than a terminal credential.