Median Earnings (1yr)
$49,441
44th percentile (60th in NJ)
Median Debt
$25,750
3% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
550
Adequate data

Analysis

Rutgers University-Camden's HR program delivers solid value through strong earnings growth and manageable debt, despite a modest starting salary. While first-year graduates earn $49,441—slightly below the national average of $50,361—the program excels at career development, with earnings jumping 36% to $67,413 by year four. This growth trajectory significantly outpaces typical wage increases and suggests graduates develop marketable skills that employers value.

The financial picture is particularly attractive compared to state alternatives. Among New Jersey's nine HR programs, Camden ranks in the 60th percentile for earnings while maintaining debt levels right at the state median of $25,688. With a debt-to-earnings ratio of 0.52, graduates can reasonably expect to manage their student loans—the debt represents about six months of their starting salary. The program also outperforms several higher-profile competitors, matching Rutgers New Brunswick's outcomes while likely offering a more accessible admission process.

For parents weighing this investment, the data suggests Camden's HR program functions as an effective launching pad rather than an immediate windfall. The strong earnings growth pattern indicates graduates aren't stuck in entry-level roles but advance into better-paying positions relatively quickly. Given the manageable debt load and Camden's 78% admission rate, this represents a practical path into HR careers with genuine upward mobility potential.

Where Rutgers University-Camden Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

Rutgers University-CamdenOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Camden graduates compare to all programs nationally

Rutgers University-Camden graduates earn $49k, placing them in the 44th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Human Resources Management and Services bachelors's programs at peer institutions in New Jersey (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Camden$49,441$67,413$25,7500.52
Thomas Edison State University$53,382$62,630$25,6250.48
Seton Hall University$52,285$66,852$23,0320.44
Rutgers University-New Brunswick$49,441$67,413$25,7500.52
Rowan University$47,983$59,430$22,8500.48
Rider University$40,941$61,822$27,0000.66
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas Edison State University
Trenton
$6,638$53,382$25,625
Seton Hall University
South Orange
$51,370$52,285$23,032
Rutgers University-New Brunswick
New Brunswick
$17,239$49,441$25,750
Rowan University
Glassboro
$15,700$47,983$22,850
Rider University
Lawrenceville
$38,900$40,941$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 550 graduates with reported earnings and 617 graduates with debt data. Small samples may not be representative.