Median Earnings (1yr)
$44,949
68th percentile (60th in NJ)
Median Debt
$23,250
3% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
63
Adequate data

Analysis

Rutgers-Newark's chemistry graduates start modestly at $45K but see their earnings jump 63% to over $73K by year four—a trajectory that outpaces most chemistry programs nationally. While starting salaries sit right at the state median (60th percentile among New Jersey chemistry programs), that four-year mark tells a different story about long-term prospects.

The $23,250 debt load is actually slightly below both state and national medians, creating a reasonable debt-to-earnings ratio of 0.52. This matters at Rutgers-Newark, where over half of students receive Pell grants—these aren't families with safety nets to cushion early-career earnings. The real question is whether graduates can weather those first few years when earnings are relatively modest. Chemistry careers often require additional credentialing or graduate work to unlock higher salaries, which may explain why this program performs better at the four-year mark than immediately after graduation.

For families prioritizing access and affordability in New Jersey, this represents solid value—especially compared to the state's pricier private options. The earnings growth suggests graduates are successfully translating their degrees into career progression, even if the starting gate feels slow. Just be prepared for patience in those early years while the investment matures.

Where Rutgers University-Newark Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

Rutgers University-NewarkOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Newark graduates compare to all programs nationally

Rutgers University-Newark graduates earn $45k, placing them in the 68th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Newark$44,949$73,289$23,2500.52
Montclair State University$55,389—$23,6000.43
Rowan University$53,607$70,580$27,0000.50
Rutgers University-Camden$44,949$73,289$23,2500.52
Rutgers University-New Brunswick$44,949$73,289$23,2500.52
Monmouth University$43,512$50,905$27,0000.62
National Median$42,581—$24,0000.56

Other Chemistry Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Montclair State University
Montclair
$14,766$55,389$23,600
Rowan University
Glassboro
$15,700$53,607$27,000
Rutgers University-Camden
Camden
$17,079$44,949$23,250
Rutgers University-New Brunswick
New Brunswick
$17,239$44,949$23,250
Monmouth University
West Long Branch
$44,850$43,512$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.