Median Earnings (1yr)
$44,490
44th percentile
40th percentile in Michigan
Median Debt
$25,557
2% below national median

Analysis

Saginaw Valley State's business program graduates earn less than most Michigan alternatives, landing below the state median of $50,550 despite the state's relatively high compensation for business graduates. At the 40th percentile among Michigan business programs, graduates here trail not just flagship options but also regional competitors like Grand Valley State and Oakland University by $7,000 to $18,000 annually.

The modest debt load of $25,557 helps offset the earnings gap somewhatβ€”it's below both state and national medians, translating to a manageable 0.57 debt-to-earnings ratio. With steady 14% earnings growth over four years, graduates do see improvement, though the four-year mark of $50,789 barely reaches the state's starting median. The robust sample size confirms these aren't outlier results.

For families paying in-state tuition, this program offers an accessible entry point into business careers without crushing debt. However, students should recognize they're trading lower earnings for that accessibility. If your child can gain admission to Michigan's stronger state schools for business, the higher earning potential would likely justify any additional cost. This works as a safety option, but it shouldn't be the first choice for students who have better alternatives within Michigan's public system.

Where Saginaw Valley State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Saginaw Valley State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saginaw Valley State University$44,490$50,789+14%
University of Michigan-Ann Arbor$93,674$116,095+24%
Oakland University$62,359$81,070+30%
Michigan State University$71,253$79,719+12%
Cleary University$50,573$71,725+42%

Compare to Similar Programs in Michigan

Business Administration, Management and Operations bachelors's programs at peer institutions in Michigan (40 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saginaw Valley State UniversityUniversity Center$12,240$44,490$50,789$25,5570.57
University of Michigan-Ann ArborAnn Arbor$17,228$93,674$116,095$19,0000.20
Michigan State UniversityEast Lansing$15,988$71,253$79,719$23,2500.33
Oakland UniversityRochester Hills$14,694$62,359$81,070$26,0000.42
Grand Valley State UniversityAllendale$14,628$57,760$70,536$27,0000.47
University of Michigan-DearbornDearborn$14,944$57,102$69,612$31,0000.54
National Medianβ€”$45,703β€”$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 117 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.