Analysis
Saint Ambrose's psychology program starts below the Iowa median but delivers impressive earnings growth—graduates see their income jump 41% by year four, reaching $46,127. That's the kind of trajectory anxious parents should notice, as it suggests graduates are finding their footing in careers that value their degree. The starting salary of $32,627 trails other Iowa programs like Upper Iowa and Waldorf, but the growth pattern indicates this isn't a dead-end credential.
The debt picture is reasonable at $25,190, slightly below both state and national averages. With a debt-to-earnings ratio of 0.77, graduates start with manageable obligations that become even more comfortable as their earnings climb. Psychology degrees often lead to career paths that require patience—social services, human resources, case management—where experience matters more than your starting title.
Here's what matters most: this program costs less than typical Iowa alternatives while delivering strong mid-career outcomes. If your student is committed to psychology and willing to weather a modest first year financially, the trajectory here is encouraging. Just understand they'll likely need that growth runway—$32,627 won't feel comfortable in year one, but the climb to $46,000+ makes the initial sacrifice worthwhile.
Where Saint Ambrose University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Saint Ambrose University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Ambrose University | $32,627 | $46,127 | +41% |
| Loras College | $23,564 | $48,256 | +105% |
| Luther College | $30,302 | $46,087 | +52% |
| Waldorf University | $41,193 | $45,304 | +10% |
| University of Iowa | $33,057 | $45,188 | +37% |
Compare to Similar Programs in Iowa
Psychology bachelors's programs at peer institutions in Iowa (27 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $35,598 | $32,627 | $46,127 | $25,190 | 0.77 | |
| $19,000 | $42,183 | $40,524 | $41,478 | 0.98 | |
| $25,220 | $41,193 | $45,304 | $29,136 | 0.71 | |
| $52,576 | $37,072 | $37,384 | $27,000 | 0.73 | |
| $40,190 | $35,559 | $34,524 | $32,500 | 0.91 | |
| $28,750 | $35,122 | — | $27,443 | 0.78 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.