Median Earnings (1yr)
$32,627
59th percentile (40th in IA)
Median Debt
$25,190
1% below national median
Debt-to-Earnings
0.77
Manageable
Sample Size
33
Adequate data

Analysis

Saint Ambrose's psychology program starts below the Iowa median but delivers impressive earnings growth—graduates see their income jump 41% by year four, reaching $46,127. That's the kind of trajectory anxious parents should notice, as it suggests graduates are finding their footing in careers that value their degree. The starting salary of $32,627 trails other Iowa programs like Upper Iowa and Waldorf, but the growth pattern indicates this isn't a dead-end credential.

The debt picture is reasonable at $25,190, slightly below both state and national averages. With a debt-to-earnings ratio of 0.77, graduates start with manageable obligations that become even more comfortable as their earnings climb. Psychology degrees often lead to career paths that require patience—social services, human resources, case management—where experience matters more than your starting title.

Here's what matters most: this program costs less than typical Iowa alternatives while delivering strong mid-career outcomes. If your student is committed to psychology and willing to weather a modest first year financially, the trajectory here is encouraging. Just understand they'll likely need that growth runway—$32,627 won't feel comfortable in year one, but the climb to $46,000+ makes the initial sacrifice worthwhile.

Where Saint Ambrose University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Saint Ambrose UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Ambrose University graduates compare to all programs nationally

Saint Ambrose University graduates earn $33k, placing them in the 59th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Psychology bachelors's programs at peer institutions in Iowa (27 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Ambrose University$32,627$46,127$25,1900.77
Upper Iowa University$42,183$40,524$41,4780.98
Waldorf University$41,193$45,304$29,1360.71
Coe College$37,072$37,384$27,0000.73
Buena Vista University$35,559$34,524$32,5000.91
William Penn University$35,122—$27,4430.78
National Median$31,482—$25,5000.81

Other Psychology Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Upper Iowa University
Fayette
$19,000$42,183$41,478
Waldorf University
Forest City
$25,220$41,193$29,136
Coe College
Cedar Rapids
$52,576$37,072$27,000
Buena Vista University
Storm Lake
$40,190$35,559$32,500
William Penn University
Oskaloosa
$28,750$35,122$27,443

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.