Psychology at Saint Ambrose University
Bachelor's Degree
Analysis
Saint Ambrose's psychology program starts below the Iowa median but delivers impressive earnings growth—graduates see their income jump 41% by year four, reaching $46,127. That's the kind of trajectory anxious parents should notice, as it suggests graduates are finding their footing in careers that value their degree. The starting salary of $32,627 trails other Iowa programs like Upper Iowa and Waldorf, but the growth pattern indicates this isn't a dead-end credential.
The debt picture is reasonable at $25,190, slightly below both state and national averages. With a debt-to-earnings ratio of 0.77, graduates start with manageable obligations that become even more comfortable as their earnings climb. Psychology degrees often lead to career paths that require patience—social services, human resources, case management—where experience matters more than your starting title.
Here's what matters most: this program costs less than typical Iowa alternatives while delivering strong mid-career outcomes. If your student is committed to psychology and willing to weather a modest first year financially, the trajectory here is encouraging. Just understand they'll likely need that growth runway—$32,627 won't feel comfortable in year one, but the climb to $46,000+ makes the initial sacrifice worthwhile.
Where Saint Ambrose University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Ambrose University graduates compare to all programs nationally
Saint Ambrose University graduates earn $33k, placing them in the 59th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Iowa
Psychology bachelors's programs at peer institutions in Iowa (27 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Ambrose University | $32,627 | $46,127 | $25,190 | 0.77 |
| Upper Iowa University | $42,183 | $40,524 | $41,478 | 0.98 |
| Waldorf University | $41,193 | $45,304 | $29,136 | 0.71 |
| Coe College | $37,072 | $37,384 | $27,000 | 0.73 |
| Buena Vista University | $35,559 | $34,524 | $32,500 | 0.91 |
| William Penn University | $35,122 | — | $27,443 | 0.78 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Iowa
Compare tuition, earnings, and debt across Iowa schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Upper Iowa University Fayette | $19,000 | $42,183 | $41,478 |
| Waldorf University Forest City | $25,220 | $41,193 | $29,136 |
| Coe College Cedar Rapids | $52,576 | $37,072 | $27,000 |
| Buena Vista University Storm Lake | $40,190 | $35,559 | $32,500 |
| William Penn University Oskaloosa | $28,750 | $35,122 | $27,443 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.