Median Earnings (1yr)
$50,058
95th percentile (60th in MN)
Median Debt
$31,171
15% above national median
Debt-to-Earnings
0.62
Manageable
Sample Size
16
Limited data

Analysis

Saint Cloud State's Mental and Social Health Services program reports first-year earnings of $50,058—a full 25% above the national median for this field and tied with Minnesota's state median. The debt load of $31,171 translates to a manageable 0.62 debt-to-earnings ratio, meaning graduates earn enough in their first year to cover their debt burden in roughly 7-8 months. While the program ranks in the 95th percentile nationally, it sits at the 60th percentile within Minnesota, where Metropolitan State leads with $56,516 in first-year earnings.

The major caveat here is sample size—fewer than 30 graduates reported data, which makes these numbers less reliable than larger programs. Earnings growth is also modest, climbing just 3% over four years to $51,681. For a profession where experience often drives advancement opportunities, this flat trajectory deserves attention.

For parents weighing this option, the fundamentals look solid: reasonable debt paired with above-average starting salaries. The small cohort size might actually indicate individualized attention, though it also means one exceptional or struggling graduate can skew the averages significantly. If your child is drawn to mental and social health services and plans to stay in Minnesota, this program delivers competitive preparation without excessive debt—just recognize you're looking at a snapshot rather than a guaranteed outcome.

Where Saint Cloud State University Stands

Earnings vs. debt across all mental and social health services and allied professions bachelors's programs nationally

Saint Cloud State UniversityOther mental and social health services and allied professions programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $50k, placing them in the 95th percentile of all mental and social health services and allied professions bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Mental and Social Health Services and Allied Professions bachelors's programs at peer institutions in Minnesota (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$50,058$51,681$31,1710.62
Metropolitan State University$56,516$55,851$42,6880.76
Minnesota State University-Mankato$46,691$46,128$27,2690.58
National Median$40,004$27,0000.67

Other Mental and Social Health Services and Allied Professions Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University
Saint Paul
$9,780$56,516$42,688
Minnesota State University-Mankato
Mankato
$9,490$46,691$27,269

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.