Est. Earnings (1yr)
$34,970
Est. from MN median (6 programs)
Est. Median Debt
$20,933
Est. from MN median (4 programs)

Analysis

A Romance Languages degree from Saint Cloud State projects earnings that match Minnesota's typical outcomes for this field, but peer programs in the state show significant variation—from just under $32,000 to nearly $42,000 in first-year earnings. The estimated $20,933 debt burden sits below both state and national medians, which matters when graduates from comparable programs earn roughly $35,000 their first year. That debt-to-earnings ratio of 0.60 suggests manageable repayment, though it still represents a substantial percentage of take-home pay for someone in their early twenties.

The challenge with language degrees isn't just the numbers—it's that first-year earnings often don't capture the full career arc. Many graduates enter teaching, translation, or international business roles where advancement takes time, or they pursue graduate degrees that further delay earnings. Based on similar programs across Minnesota, this path typically requires patience and possibly additional credentials to reach comfortable income levels.

For families weighing this investment: the debt load appears reasonable compared to other schools in the state, but the earning potential in year one sits at the lower end of what bachelor's degrees typically deliver. If your student is passionate about language and culture, this could work—but consider whether they have a clear plan for converting the degree into employment, whether through education licensure, business applications, or graduate study. Without that plan, even modest debt can feel heavy.

Where Saint Cloud State University Stands

Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally

Compare to Similar Programs in Minnesota

Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in Minnesota (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Saint Cloud State UniversitySaint Cloud$10,117$34,970*$20,933*
Winona State UniversityWinona$10,498$41,866*$45,770$20,017*0.48
Concordia College at MoorheadMoorhead$30,020$40,212*$46,718$27,000*0.67
Minnesota State University-MankatoMankato$9,490$37,845*$57,770$20,865*0.55
St Olaf CollegeNorthfield$56,970$32,094*$24,830*0.77
University of Minnesota-Twin CitiesMinneapolis$16,488$31,622*$47,719$21,000*0.66
National Median$34,497*$22,722*0.66
* Estimated from similar programs

Career Paths

Occupations commonly associated with romance languages, literatures, and linguistics graduates

Foreign Language and Literature Teachers, Postsecondary

Teach languages and literature courses in languages other than English. Includes teachers of American Sign Language (ASL). Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Interpreters and Translators

Interpret oral or sign language, or translate written text from one language into another.

$59,440/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MN. Actual outcomes may vary.