Analysis
Saint Francis's HR program, based on comparable Pennsylvania programs, suggests estimated first-year earnings around $50,000 against roughly $26,000 in debt—a manageable 0.52 debt-to-earnings ratio that mirrors both state and national medians for this degree. That's the financial middle ground, but what's less reassuring is where this positions graduates among Pennsylvania's HR programs. Top-performing schools like Saint Joseph's ($58,528) and Geneva College ($56,414) push graduates nearly $8,000 ahead in their first year, a gap that compounds significantly over a career. When you're paying similar debt levels across Pennsylvania HR programs, landing at the median rather than the top quartile matters.
The silver lining is that this field shows consistent outcomes—even peer programs at the 75th percentile nationally only reach $56,000, meaning HR as a profession doesn't feature the extreme winner-take-all dynamics of some majors. Your child won't be competing for six-figure starting salaries, but they also won't face the uncertainty of highly variable outcomes. The debt load is reasonable enough that monthly payments won't dominate their budget, though the estimates here deserve skepticism given the suppressed data. Before committing to Saint Francis specifically, push the school on actual placement rates and alumni networks in HR, since those connections may explain why some Pennsylvania programs substantially outperform others despite similar credentials.
Where Saint Francis University Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Human Resources Management and Services bachelors's programs at peer institutions in Pennsylvania (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,720 | $50,128* | — | $26,000* | — | |
| $51,340 | $58,528* | $83,008 | $23,970* | 0.41 | |
| $33,610 | $56,414* | — | $30,000* | 0.53 | |
| $21,524 | $53,339* | $59,845 | —* | — | |
| $22,082 | $50,128* | $66,841 | $27,000* | 0.54 | |
| $44,800 | $49,480* | $53,616 | $36,131* | 0.73 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Francis University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in PA. Actual outcomes may vary.