Analysis
Temple's HR management program offers something most HR degrees don't: meaningful income growth after graduation. While the $50,128 starting salary sits right at Pennsylvania's median, graduates see their earnings jump 33% to nearly $67,000 within four years—substantially outpacing typical career progression in this field. That strong trajectory helps explain why this program ranks in the 60th percentile among Pennsylvania's 29 HR programs, despite a middle-of-the-pack start.
The $27,000 debt load is manageable, translating to a 0.54 debt-to-earnings ratio that gives graduates breathing room in their first year out. You're looking at monthly loan payments around $300 on standard repayment—reasonable on a $50,000 salary, and increasingly comfortable as earnings rise. Temple performs essentially on par with Pennsylvania's HR program averages for both debt and starting earnings, but pulls ahead over time through stronger earning potential.
The tradeoff here is straightforward: if your child wants immediate high earnings in HR, schools like Saint Joseph's start $8,000 higher. But Temple's combination of accessible admission (83% acceptance rate), moderate debt, and strong earnings growth creates a solid return on investment for students willing to build their career over time rather than expecting top dollar right away.
Where Temple University Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Earnings Distribution
How Temple University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Temple University | $50,128 | $66,841 | +33% |
| Saint Joseph's University - Philadelphia | $58,528 | $83,008 | +42% |
| Indiana University of Pennsylvania-Main Campus | $42,542 | $60,609 | +42% |
| University of Pittsburgh-Pittsburgh Campus | $53,339 | $59,845 | +12% |
| DeSales University | $49,480 | $53,616 | +8% |
Compare to Similar Programs in Pennsylvania
Human Resources Management and Services bachelors's programs at peer institutions in Pennsylvania (29 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $22,082 | $50,128 | $66,841 | $27,000 | 0.54 | |
| $51,340 | $58,528 | $83,008 | $23,970 | 0.41 | |
| $33,610 | $56,414 | — | $30,000 | 0.53 | |
| $21,524 | $53,339 | $59,845 | — | — | |
| $44,800 | $49,480 | $53,616 | $36,131 | 0.73 | |
| $11,380 | $42,542 | $60,609 | $27,000 | 0.63 | |
| National Median | — | $50,361 | — | $26,625 | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 206 graduates with reported earnings and 209 graduates with debt data. Small samples may not be representative.