Median Earnings (1yr)
$50,128
48th percentile (60th in PA)
Median Debt
$27,000
1% above national median
Debt-to-Earnings
0.54
Manageable
Sample Size
206
Adequate data

Analysis

Temple's HR management program offers something most HR degrees don't: meaningful income growth after graduation. While the $50,128 starting salary sits right at Pennsylvania's median, graduates see their earnings jump 33% to nearly $67,000 within four years—substantially outpacing typical career progression in this field. That strong trajectory helps explain why this program ranks in the 60th percentile among Pennsylvania's 29 HR programs, despite a middle-of-the-pack start.

The $27,000 debt load is manageable, translating to a 0.54 debt-to-earnings ratio that gives graduates breathing room in their first year out. You're looking at monthly loan payments around $300 on standard repayment—reasonable on a $50,000 salary, and increasingly comfortable as earnings rise. Temple performs essentially on par with Pennsylvania's HR program averages for both debt and starting earnings, but pulls ahead over time through stronger earning potential.

The tradeoff here is straightforward: if your child wants immediate high earnings in HR, schools like Saint Joseph's start $8,000 higher. But Temple's combination of accessible admission (83% acceptance rate), moderate debt, and strong earnings growth creates a solid return on investment for students willing to build their career over time rather than expecting top dollar right away.

Where Temple University Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

Temple UniversityOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Temple University graduates compare to all programs nationally

Temple University graduates earn $50k, placing them in the 48th percentile of all human resources management and services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Human Resources Management and Services bachelors's programs at peer institutions in Pennsylvania (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Temple University$50,128$66,841$27,0000.54
Saint Joseph's University - Philadelphia$58,528$83,008$23,9700.41
Geneva College$56,414—$30,0000.53
University of Pittsburgh-Pittsburgh Campus$53,339$59,845——
DeSales University$49,480$53,616$36,1310.73
Indiana University of Pennsylvania-Main Campus$42,542$60,609$27,0000.63
National Median$50,361—$26,6250.53

Other Human Resources Management and Services Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Joseph's University - Philadelphia
Philadelphia
$51,340$58,528$23,970
Geneva College
Beaver Falls
$33,610$56,414$30,000
University of Pittsburgh-Pittsburgh Campus
Pittsburgh
$21,524$53,339—
DeSales University
Center Valley
$44,800$49,480$36,131
Indiana University of Pennsylvania-Main Campus
Indiana
$11,380$42,542$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 206 graduates with reported earnings and 209 graduates with debt data. Small samples may not be representative.