Analysis
Teaching special education in Maine comes with distinct salary realities that peer programs suggest Saint Joseph's graduates will face head-on. Similar programs across the country point to first-year earnings around $44,000, which actually exceeds what University of Maine at Farmington's special education graduates report earning ($39,458). That $4,700 difference matters when you're carrying an estimated $27,000 in debt—though this debt load sits right at the national median for the field and translates to a manageable 0.61 debt-to-earnings ratio.
The challenge isn't the debt burden itself but rather Maine's teacher salaries, which lag behind national norms for special education. While this teaching credential leads to stable employment—special educators remain in high demand—the financial trajectory depends heavily on the specific school district you land in and how quickly you can move up the salary schedule. The estimated figures here align closely with what other Maine teaching programs produce, suggesting Saint Joseph's prepares educators who enter the market on similar footing as their in-state peers.
For families committed to special education as a career path, these numbers suggest a viable if not lucrative investment. The debt won't be overwhelming, but expect several years of careful budgeting while building seniority. The real variable is geography: staying in Maine means accepting lower starting salaries, while moving to higher-paying states could significantly improve the financial picture.
Where Saint Joseph's College of Maine Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Maine
Special Education and Teaching bachelors's programs at peer institutions in Maine (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,834 | $44,139* | — | $27,000* | — | |
| $10,989 | $39,458* | — | $27,000* | 0.68 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's College of Maine, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.