Median Earnings (1yr)
$49,742
65th percentile (60th in PA)
Median Debt
$22,375
14% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
30
Adequate data

Analysis

Saint Joseph's business program sits comfortably in the middle tier of Pennsylvania options—outperforming 60% of similar programs statewide but falling well short of the elite performers. With graduates earning $49,742 initially and climbing to $54,756 by year four, outcomes exceed both national and Pennsylvania medians for business programs. That's a meaningful advantage over the typical business school, though the gap to Pennsylvania's powerhouses is stark: Carnegie Mellon and Penn grads start around $90,000, nearly double what Saint Joseph's delivers.

The financial equation here is straightforward and favorable. At $22,375 in median debt, graduates borrow about $5,000 less than both state and national norms while earning moderately more. That 0.45 debt-to-earnings ratio means students spend less than half their first-year salary covering debt—manageable by any standard. The 10% earnings growth over four years isn't explosive, but it's steady progression in the right direction.

For families seeking solid business fundamentals without the admissions pressure or price tag of Pennsylvania's elite schools (Saint Joseph's admits 86% of applicants), this represents reasonable value. Your child will likely graduate with below-average debt and slightly above-average earnings. That won't lead to consulting or investment banking outcomes, but it provides a stable foundation for corporate careers without the financial strain many business graduates face.

Where Saint Joseph's University - Philadelphia Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Saint Joseph's University - PhiladelphiaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Joseph's University - Philadelphia graduates compare to all programs nationally

Saint Joseph's University - Philadelphia graduates earn $50k, placing them in the 65th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Business Administration, Management and Operations bachelors's programs at peer institutions in Pennsylvania (82 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Joseph's University - Philadelphia$49,742$54,756$22,3750.45
Carnegie Mellon University$95,891$123,200$23,2500.24
University of Pennsylvania$91,443$90,686$20,3480.22
Lehigh University$69,289$86,039$20,5000.30
Franklin and Marshall College$64,664$77,821$19,5000.30
University of Pittsburgh-Pittsburgh Campus$62,675$74,000$21,0000.34
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Carnegie Mellon University
Pittsburgh
$63,829$95,891$23,250
University of Pennsylvania
Philadelphia
$66,104$91,443$20,348
Lehigh University
Bethlehem
$62,180$69,289$20,500
Franklin and Marshall College
Lancaster
$68,380$64,664$19,500
University of Pittsburgh-Pittsburgh Campus
Pittsburgh
$21,524$62,675$21,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.