Business Administration, Management and Operations at Saint Joseph's University - Philadelphia
Bachelor's Degree
Analysis
Saint Joseph's business program sits comfortably in the middle tier of Pennsylvania options—outperforming 60% of similar programs statewide but falling well short of the elite performers. With graduates earning $49,742 initially and climbing to $54,756 by year four, outcomes exceed both national and Pennsylvania medians for business programs. That's a meaningful advantage over the typical business school, though the gap to Pennsylvania's powerhouses is stark: Carnegie Mellon and Penn grads start around $90,000, nearly double what Saint Joseph's delivers.
The financial equation here is straightforward and favorable. At $22,375 in median debt, graduates borrow about $5,000 less than both state and national norms while earning moderately more. That 0.45 debt-to-earnings ratio means students spend less than half their first-year salary covering debt—manageable by any standard. The 10% earnings growth over four years isn't explosive, but it's steady progression in the right direction.
For families seeking solid business fundamentals without the admissions pressure or price tag of Pennsylvania's elite schools (Saint Joseph's admits 86% of applicants), this represents reasonable value. Your child will likely graduate with below-average debt and slightly above-average earnings. That won't lead to consulting or investment banking outcomes, but it provides a stable foundation for corporate careers without the financial strain many business graduates face.
Where Saint Joseph's University - Philadelphia Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Joseph's University - Philadelphia graduates compare to all programs nationally
Saint Joseph's University - Philadelphia graduates earn $50k, placing them in the 65th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Business Administration, Management and Operations bachelors's programs at peer institutions in Pennsylvania (82 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Joseph's University - Philadelphia | $49,742 | $54,756 | $22,375 | 0.45 |
| Carnegie Mellon University | $95,891 | $123,200 | $23,250 | 0.24 |
| University of Pennsylvania | $91,443 | $90,686 | $20,348 | 0.22 |
| Lehigh University | $69,289 | $86,039 | $20,500 | 0.30 |
| Franklin and Marshall College | $64,664 | $77,821 | $19,500 | 0.30 |
| University of Pittsburgh-Pittsburgh Campus | $62,675 | $74,000 | $21,000 | 0.34 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Carnegie Mellon University Pittsburgh | $63,829 | $95,891 | $23,250 |
| University of Pennsylvania Philadelphia | $66,104 | $91,443 | $20,348 |
| Lehigh University Bethlehem | $62,180 | $69,289 | $20,500 |
| Franklin and Marshall College Lancaster | $68,380 | $64,664 | $19,500 |
| University of Pittsburgh-Pittsburgh Campus Pittsburgh | $21,524 | $62,675 | $21,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.