Median Earnings (1yr)
$65,627
59th percentile (40th in PA)
Median Debt
$26,237
13% above national median
Debt-to-Earnings
0.40
Manageable
Sample Size
109
Adequate data

Analysis

Saint Joseph's delivers something valuable yet puzzling: strong earnings growth paired with middling Pennsylvania performance. While first-year earnings of $65,627 beat the national median and come with manageable debt (just $26,237), this program sits in the 40th percentile among Pennsylvania schools—meaning more than half of comparable in-state programs produce stronger initial outcomes. That gap matters for Philadelphia-area families who have multiple options, especially when schools like Temple and Drexel launch graduates at nearly $75,000.

The upside reveals itself in year four, when earnings jump to $84,100—a 28% gain that suggests the program builds skills that employers increasingly value with experience. This trajectory outpaces what many competing schools achieve, though the data doesn't show whether it eventually catches up to Pennsylvania's stronger programs. The debt-to-earnings ratio of 0.40 means graduates owe roughly five months of salary, which is comfortable compared to many business programs.

For families choosing between Saint Joseph's and state alternatives, the calculation depends on cost. If in-state tuition makes Temple or Drexel comparably affordable, their stronger starting positions matter. But if Saint Joseph's offers better aid or fit, the low debt and solid growth trajectory create reasonable prospects—just temper expectations about commanding top-of-market Philadelphia salaries right out of college.

Where Saint Joseph's University - Philadelphia Stands

Earnings vs. debt across all management sciences and quantitative methods bachelors's programs nationally

Saint Joseph's University - PhiladelphiaOther management sciences and quantitative methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Joseph's University - Philadelphia graduates compare to all programs nationally

Saint Joseph's University - Philadelphia graduates earn $66k, placing them in the 59th percentile of all management sciences and quantitative methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Management Sciences and Quantitative Methods bachelors's programs at peer institutions in Pennsylvania (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Joseph's University - Philadelphia$65,627$84,100$26,2370.40
University of Pennsylvania$104,502—$15,7500.15
Villanova University$76,606—$27,0000.35
Temple University$74,778$86,666$26,0000.35
Drexel University$74,357$86,702$28,7500.39
Lebanon Valley College$73,497—$27,0000.37
National Median$62,069—$23,2500.37

Other Management Sciences and Quantitative Methods Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Pennsylvania
Philadelphia
$66,104$104,502$15,750
Villanova University
Villanova
$64,701$76,606$27,000
Temple University
Philadelphia
$22,082$74,778$26,000
Drexel University
Philadelphia
$60,663$74,357$28,750
Lebanon Valley College
Annville
$50,320$73,497$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 109 graduates with reported earnings and 127 graduates with debt data. Small samples may not be representative.