Physics at Saint Louis University

At $23,120 in estimated debt—roughly 45% higher than the Missouri median for physics programs—Saint Louis University's bachelor's lands in the middle tier for borrowing. Nationally, physics degrees at similar institutions typically carry around this debt load, though several Missouri schools achieve significantly lighter burdens. The estimated first-year earnings of $47,670 align with national physics medians, producing a manageable debt-to-earnings ratio of 0.49, which suggests graduates could reasonably pay off loans within a few years of entering the workforce.

What complicates the picture is that both figures come from peer programs rather than tracked outcomes from Saint Louis University itself. Physics programs vary considerably based on research opportunities, industry connections, and whether graduates pursue advanced degrees or immediate employment. The school's 81% admission rate and relatively high average SAT scores suggest a solid academic environment, though 19 other Missouri institutions offer physics degrees, many with lower debt profiles.

For families sensitive to borrowing, this estimated debt level warrants scrutiny. If your child plans graduate school (common for physics majors), carrying nearly $25,000 in undergraduate debt could complicate that path. Ask Saint Louis University directly about physics graduate placement rates and typical career outcomes—their actual results may differ substantially from these national estimates.