Est. Earnings (1yr)
$61,021
Est. from WA median (11 programs)
Est. Median Debt
$25,625
Est. from WA median (4 programs)

Analysis

Four years out, graduates in this program earn $64,236—a figure that sits comfortably above both the national median ($53,694) and in line with Washington's strong accounting market. However, the estimated first-year earnings of $61,021 and debt of $25,625 are derived from peer programs across the state, making it difficult to assess Saint Martin's specific outcomes. What we can say is that the debt-to-earnings ratio of 0.42 would be manageable if these estimates hold true.

The bigger question is competitive positioning. Washington's top accounting programs—Seattle University, Gonzaga, and the University of Washington system—all produce first-year earnings in the $62,000-$70,000 range with their actual reported data. If Saint Martin's truly delivers outcomes similar to the state median, it's holding its own against larger competitors. But without school-specific data, you're betting on comparable results from a program with a 76% admission rate and below-average test scores compared to these peers.

The practical issue: accounting credentials typically lead to stable employment with clear career paths, and the estimated debt load is reasonable. But you're making this investment without knowing if Saint Martin's placement rates, employer relationships, or CPA exam pass rates match the state average. If this is your only option in the Lacey area or offers significant non-financial advantages, the fundamentals look sound—just recognize you're operating on educated guesswork about this specific program's value.

Where Saint Martin's University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Martin's University$64,236
Seattle University$70,570$91,473+30%
Gonzaga University$69,440$79,971+15%
University of Washington-Seattle Campus$62,731$76,793+22%
University of Washington-Bothell Campus$62,731$76,793+22%

Compare to Similar Programs in Washington

Accounting bachelors's programs at peer institutions in Washington (18 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Saint Martin's UniversityLacey$44,210$61,021*$64,236$25,625*
Seattle UniversitySeattle$54,285$70,570*$91,473$23,734*0.34
Gonzaga UniversitySpokane$53,500$69,440*$79,971$24,250*0.35
University of Washington-Bothell CampusBothell$12,559$62,731*$76,793$17,083*0.27
University of Washington-Seattle CampusSeattle$12,643$62,731*$76,793$17,083*0.27
University of Washington-Tacoma CampusTacoma$12,817$62,731*$76,793$17,083*0.27
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Martin's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in WA. Actual outcomes may vary.