Analysis
Four years out, graduates in this program earn $64,236—a figure that sits comfortably above both the national median ($53,694) and in line with Washington's strong accounting market. However, the estimated first-year earnings of $61,021 and debt of $25,625 are derived from peer programs across the state, making it difficult to assess Saint Martin's specific outcomes. What we can say is that the debt-to-earnings ratio of 0.42 would be manageable if these estimates hold true.
The bigger question is competitive positioning. Washington's top accounting programs—Seattle University, Gonzaga, and the University of Washington system—all produce first-year earnings in the $62,000-$70,000 range with their actual reported data. If Saint Martin's truly delivers outcomes similar to the state median, it's holding its own against larger competitors. But without school-specific data, you're betting on comparable results from a program with a 76% admission rate and below-average test scores compared to these peers.
The practical issue: accounting credentials typically lead to stable employment with clear career paths, and the estimated debt load is reasonable. But you're making this investment without knowing if Saint Martin's placement rates, employer relationships, or CPA exam pass rates match the state average. If this is your only option in the Lacey area or offers significant non-financial advantages, the fundamentals look sound—just recognize you're operating on educated guesswork about this specific program's value.
Where Saint Martin's University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Martin's University | — | $64,236 | — |
| Seattle University | $70,570 | $91,473 | +30% |
| Gonzaga University | $69,440 | $79,971 | +15% |
| University of Washington-Seattle Campus | $62,731 | $76,793 | +22% |
| University of Washington-Bothell Campus | $62,731 | $76,793 | +22% |
Compare to Similar Programs in Washington
Accounting bachelors's programs at peer institutions in Washington (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,210 | $61,021* | $64,236 | $25,625* | — | |
| $54,285 | $70,570* | $91,473 | $23,734* | 0.34 | |
| $53,500 | $69,440* | $79,971 | $24,250* | 0.35 | |
| $12,559 | $62,731* | $76,793 | $17,083* | 0.27 | |
| $12,643 | $62,731* | $76,793 | $17,083* | 0.27 | |
| $12,817 | $62,731* | $76,793 | $17,083* | 0.27 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Martin's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in WA. Actual outcomes may vary.