Special Education and Teaching at Saint Mary-of-the-Woods College
Undergraduate Certificate or Diploma
Analysis
Saint Mary-of-the-Woods' special education certificate comes with an important caveat: we're looking at fewer than 30 graduates, which means one or two exceptional outcomes could skew these numbers significantly. That said, the data shows graduates earning $37,608 their first year while carrying $32,294 in debt—a manageable 0.86 debt-to-earnings ratio that's actually quite favorable for an undergraduate certificate program. The debt level is notably lower than most comparable programs nationwide (5th percentile), suggesting the college keeps costs relatively contained despite serving a high percentage of Pell Grant recipients.
The ranking paradox here is revealing: this program sits at the 95th percentile nationally but only the 60th percentile within Indiana. That's because Indiana only has three institutions offering this certificate, and the state's special education wages align exactly with the national median. Your child isn't getting Indiana-specific advantages—they're getting national-average outcomes.
For a family seeking affordable entry into special education, this certificate delivers reasonable debt for middle-income earnings. But don't mistake the 95th percentile national ranking for exceptional performance—half of all programs nationally match these exact earnings. The real question is whether a certificate provides enough credentialing for your child's career goals in special education, where bachelor's degrees and additional licensure are often required. If this serves as a stepping stone rather than a terminal credential, the modest debt load makes it workable.
Where Saint Mary-of-the-Woods College Stands
Earnings vs. debt across all special education and teaching certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Mary-of-the-Woods College graduates compare to all programs nationally
Saint Mary-of-the-Woods College graduates earn $38k, placing them in the 95th percentile of all special education and teaching certificate programs nationally.
Compare to Similar Programs in Indiana
Special Education and Teaching certificate's programs at peer institutions in Indiana (3 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Mary-of-the-Woods College | $37,608 | — | $32,294 | 0.86 |
| National Median | $37,608 | — | $25,620 | 0.68 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary-of-the-Woods College, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.