Analysis
Chemistry graduates from liberal arts colleges face a particular challenge: while their education emphasizes breadth and critical thinking, the job market often rewards specialized technical skills. Based on comparable programs in California, first-year earnings hover around $44,000βright at the state median but notably below what UC and CSU chemistry programs produce. Berkeley and Merced chemistry graduates, for instance, start $7,000 to $16,000 higher, suggesting that institutional resources and research opportunities significantly impact early career outcomes.
The estimated debt load of $25,000 translates to a manageable 0.57 debt-to-earnings ratio, which is reasonable for a STEM degree. However, that's $9,000 more than the typical California chemistry graduate carries. For a program with an 89% admission rate, you're paying private school prices (and borrowing accordingly) for outcomes that align with public university medians. The math works if your child values the small liberal arts environment enough to offset the extra debt and lower starting salary, or if graduate school is the plan. But if the goal is simply a chemistry degree leading to immediate employment, state schools deliver comparable or better financial returns with substantially less debt.
Where Saint Mary's College of California Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $56,134 | $43,766* | β | $24,994* | β | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | β | β* | β | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's College of California, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.