Median Earnings (1yr)
$57,558
40th percentile
25th percentile in Minnesota
Median Debt
$24,125
4% above national median

Analysis

With just 89 miles separating Saint Mary's from the University of St. Thomas, the earnings gap between their Management Sciences programs tells a stark story: $21,000 annually. Saint Mary's grads start at $57,558—about $10,700 below Minnesota's median for this degree and trailing the national average by $4,500. In a state where quantitative graduates typically launch strong careers, landing in the 25th percentile should raise concerns about either curriculum rigor or employer recruitment networks.

The debt picture offers modest relief. At $24,125, borrowing sits just slightly above state and national norms, yielding a manageable 0.42 debt-to-earnings ratio. Graduates can theoretically pay off loans within five years on standard repayment plans. However, the small sample size here—fewer than 30 graduates—means one or two outlier experiences could be skewing the data considerably.

For Minnesota families, this program appears overpriced relative to results. When neighboring schools produce graduates earning 20-40% more for similar debt loads, the value proposition weakens substantially. Unless your child has compelling reasons to attend Saint Mary's specifically (scholarship, campus fit, specific faculty), exploring alternatives like St. Thomas or even out-of-state options would likely yield better financial outcomes. The accessible admission rate suggests this isn't a selective pathway limiting other choices.

Where Saint Mary's University of Minnesota Stands

Earnings vs. debt across all management sciences and quantitative methods bachelors's programs nationally

Earnings Distribution

How Saint Mary's University of Minnesota graduates compare to all programs nationally

Compare to Similar Programs in Minnesota

Management Sciences and Quantitative Methods bachelors's programs at peer institutions in Minnesota (6 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Mary's University of MinnesotaWinona$43,160$57,558$24,1250.42
University of St ThomasSaint Paul$52,284$78,978$89,257$18,5000.23
National Median$62,069$23,2500.37

Career Paths

Occupations commonly associated with management sciences and quantitative methods graduates

Actuaries

Analyze statistical data, such as mortality, accident, sickness, disability, and retirement rates and construct probability tables to forecast risk and liability for payment of future benefits. May ascertain insurance rates required and cash reserves necessary to ensure payment of future benefits.

$125,770/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Operations Research Analysts

Formulate and apply mathematical modeling and other optimizing methods to develop and interpret information that assists management with decisionmaking, policy formulation, or other managerial functions. May collect and analyze data and develop decision support software, services, or products. May develop and supply optimal time, cost, or logistics networks for program evaluation, review, or implementation.

$91,290/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's University of Minnesota, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.