Romance Languages, Literatures, and Linguistics at Saint Mary's University of Minnesota
Bachelor's Degree
smumn.eduAnalysis
A bachelor's degree in Romance Languages from Saint Mary's comes with an estimated debt load of $25,490—slightly above both state and national medians for this field—while first-year earnings based on comparable Minnesota programs hover around $35,000. That 0.73 debt-to-earnings ratio means graduates would dedicate roughly three-quarters of their first year's salary to debt if paying it off immediately, which translates to manageable monthly payments but requires realistic planning about post-graduation employment.
The challenge with language and literature degrees is that first-year earnings often don't capture the full picture. Many graduates pursue teaching credentials, graduate school, or careers where language skills provide an edge but aren't the job title—positions in international business, nonprofits, or government where the real value emerges over time. However, peer programs in Minnesota show considerable variation, with some state universities producing graduates earning $37,000-$42,000 in their first year, suggesting that institution and additional credentials matter significantly.
For families considering this program, the key question is what comes after graduation. The estimated debt burden is reasonable if your student has a clear path—whether that's teaching certification, graduate study with funding, or specific career interests where language expertise opens doors. Without that clarity, the modest starting salary and above-average debt create a narrow margin for error in the job search.
Where Saint Mary's University of Minnesota Stands
Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally
Compare to Similar Programs in Minnesota
Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in Minnesota (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,160 | $34,970* | — | $25,490* | — | |
| $10,498 | $41,866* | $45,770 | $20,017* | 0.48 | |
| $30,020 | $40,212* | $46,718 | $27,000* | 0.67 | |
| $9,490 | $37,845* | $57,770 | $20,865* | 0.55 | |
| $56,970 | $32,094* | — | $24,830* | 0.77 | |
| $16,488 | $31,622* | $47,719 | $21,000* | 0.66 | |
| National Median | — | $34,497* | — | $22,722* | 0.66 |
Career Paths
Occupations commonly associated with romance languages, literatures, and linguistics graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's University of Minnesota, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MN. Actual outcomes may vary.