Analysis
A $25,946 estimated debt load positions this bachelor's degree right at the national median for history programs, though it exceeds Vermont's typical borrowing level. What matters more is the return: Saint Michael's history graduates appear to earn around $35,000 in their first year—a figure drawn from Vermont's four comparable programs—which puts them ahead of the national history median of $31,220. By year four, earnings reach $40,803, suggesting steady but modest progression. The debt-to-earnings ratio of 0.74 indicates that first-year salary should cover annual loan payments, though not comfortably.
Vermont's small sample of history programs shows significant variation, from Vermont State's $29,907 to Norwich's $42,940 for first-year graduates. Saint Michael's estimated position in the middle third of this range reflects reasonable outcomes for a liberal arts history degree, though families should recognize these figures come from peer institutions rather than tracked Saint Michael's graduates. The college's 92% admission rate and modest Pell enrollment (18%) suggest a primarily middle-class student body for whom $26,000 in debt represents a manageable but real financial commitment.
The practical takeaway: if your student is passionate about history and can keep borrowing near this $26,000 estimate, the financial profile looks workable but not generous. However, given that earnings data is interpolated from similar programs, request job placement specifics and alumni outcomes directly from Saint Michael's before committing.
Where Saint Michael's College Stands
Earnings vs. debt across all history bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Michael's College | — | $40,803 | — |
| Amherst College | $56,444 | $114,276 | +102% |
| Harvard University | $53,468 | $89,238 | +67% |
| Norwich University | $42,940 | $45,368 | +6% |
| University of Vermont | $28,254 | $43,718 | +55% |
Compare to Similar Programs in Vermont
History bachelors's programs at peer institutions in Vermont (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,040 | $35,051* | $40,803 | $25,946* | — | |
| $49,600 | $42,940* | $45,368 | $27,000* | 0.63 | |
| $65,280 | $40,195* | — | $23,000* | 0.57 | |
| $11,400 | $29,907* | — | —* | — | |
| $18,890 | $28,254* | $43,718 | $20,497* | 0.73 | |
| National Median | — | $31,220* | — | $24,000* | 0.77 |
Career Paths
Occupations commonly associated with history graduates
Natural Sciences Managers
Clinical Research Coordinators
History Teachers, Postsecondary
Historians
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Michael's College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in VT. Actual outcomes may vary.