Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt-to-earnings ratio of 0.72 suggests manageable loan burdens based on what peer public health programs typically produce nationwide. With estimated first-year earnings around $37,500 and borrowing near $27,000, graduates would face monthly loan payments of roughly $300 on a standard ten-year plan—about 10% of their gross income. That's within the threshold financial aid experts consider sustainable, though it leaves limited room for error if entry-level salaries come in lower or if graduates need additional time to find full-time work in their field.
The challenge with public health bachelor's degrees is that many higher-paying roles require graduate credentials. Similar programs nationally place graduates at the median of the earning spectrum, meaning there's limited upward mobility without further education. Saint Michael's open admissions approach (92% acceptance rate) may attract students who benefit from smaller class sizes and personalized attention, but parents should verify how effectively the college connects undergraduates to internships and entry-level positions in Vermont's smaller public health sector.
If your child is committed to public health specifically and plans to stop at a bachelor's degree, confirm that Saint Michael's curriculum includes practical experiences that make graduates competitive for jobs immediately. If graduate school is likely—and for many public health careers, it is—factor those additional costs into your calculations now rather than viewing this as a complete investment.
Where Saint Michael's College Stands
Earnings vs. debt across all public health bachelors's programs nationally
Compare to Similar Programs Nationally
Public Health bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,040 | $37,548* | — | $27,000* | — | |
| — | $99,671* | — | $30,500* | 0.31 | |
| $9,228 | $76,451* | — | —* | — | |
| $68,230 | $75,909* | $61,595 | $11,760* | 0.15 | |
| $8,050 | $74,771* | $82,190 | $27,000* | 0.36 | |
| $14,694 | $59,330* | $60,142 | $30,750* | 0.52 | |
| National Median | — | $37,548* | — | $26,000* | 0.69 |
Career Paths
Occupations commonly associated with public health graduates
Physicists
Medical and Health Services Managers
Medical Scientists, Except Epidemiologists
Genetic Counselors
Epidemiologists
Physics Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
Climate Change Policy Analysts
Environmental Restoration Planners
Industrial Ecologists
Occupational Health and Safety Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Michael's College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 213 similar programs. Actual outcomes may vary.