Median Earnings (1yr)
$32,632
5th percentile
Median Debt
$30,562
15% above national median
Debt-to-Earnings
0.94
Manageable
Sample Size
28
Limited data

Analysis

Starting at $32,632 annually after completing this HR associate's degree leaves graduates with roughly $30,000 in debt—nearly a full year's salary. That's problematic, especially when other Minnesota schools offering the same credential deliver substantially better outcomes. Rasmussen's HR program, for instance, produces median earnings of $46,000, while Minnesota State Community and Technical College hits the state median of $36,367. Saint Paul College sits at the 40th percentile among Minnesota HR programs, meaning six out of ten in-state alternatives perform better.

The debt burden deserves particular attention. At 94% of first-year earnings, students face more aggressive repayment pressure than typical for this field, where the national median debt is about $26,500. Combined with below-average earnings, graduates could struggle with loan payments during those critical first years of employment.

Important caveat: this program has fewer than 30 graduates in the data, so individual circumstances heavily influence these numbers. Still, the pattern is concerning enough that parents should carefully compare this program against alternatives like Minnesota State Community and Technical College or Rasmussen before committing. For families already in Saint Paul who need hyperlocal access, understand you're likely trading convenience for financial outcomes, and plan accordingly for that debt load.

Where Saint Paul College Stands

Earnings vs. debt across all human resources management and services associates's programs nationally

Saint Paul CollegeOther human resources management and services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Paul College graduates compare to all programs nationally

Saint Paul College graduates earn $33k, placing them in the 5th percentile of all human resources management and services associates programs nationally.

Compare to Similar Programs in Minnesota

Human Resources Management and Services associates's programs at peer institutions in Minnesota (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Paul College$32,632—$30,5620.94
Rasmussen University-Minnesota$45,969$49,585$26,5360.58
Minnesota State Community and Technical College$36,367$45,645$18,2610.50
National Median$40,006—$26,5360.66

Other Human Resources Management and Services Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rasmussen University-Minnesota
St. Cloud
$10,899$45,969$26,536
Minnesota State Community and Technical College
Fergus Falls
$5,900$36,367$18,261

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Paul College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.