Analysis
Based on comparable chemistry programs in Illinois, this degree points to first-year earnings around $44,860—solidly in the middle of the pack statewide and just above the national median. The estimated debt load of roughly $25,000 translates to a manageable debt-to-earnings ratio of 0.56, meaning your graduate would owe about half their first-year salary. That's reasonable for a STEM degree, though it's worth noting that chemistry bachelor's graduates often need additional credentials (master's or PhD) to reach higher earning tiers in the field.
What we don't know is how Saint Xavier's specific outcomes compare to state flagship programs like UI Urbana-Champaign, where chemistry grads start around $47,000, or whether the school's network and research opportunities match those of larger universities. With 56% of students receiving Pell grants, Saint Xavier serves a population that particularly needs clear financial returns. The estimation here—drawn from peer programs statewide—suggests neither a standout opportunity nor a financial red flag, but rather a conventional path into entry-level chemistry work.
If your child plans to stop at a bachelor's, investigate what kinds of jobs these chemistry grads actually land and whether those align with career goals. The numbers suggest viability, but chemistry is a field where graduate school often determines earning potential, making that initial debt load an important consideration for the total investment ahead.
Where Saint Xavier University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Illinois
Chemistry bachelors's programs at peer institutions in Illinois (47 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,840 | $44,860* | — | $24,994* | — | |
| $16,004 | $47,034* | $63,276 | $21,500* | 0.46 | |
| $12,922 | $46,659* | $57,878 | $25,000* | 0.54 | |
| $12,700 | $43,061* | $56,116 | $23,023* | 0.53 | |
| $14,952 | $31,980* | $57,236 | $27,000* | 0.84 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Xavier University, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.