Analysis
Accounting graduates in Alabama typically start around $47,000, which puts this program right at the state median—but notably below what Auburn ($60,381) and Alabama ($53,452) report for their accounting majors. The estimated $26,588 in debt sits close to both state and national norms for this degree, creating a debt-to-earnings ratio of 0.56 that suggests reasonable financial pressure in those first years out of college.
What's worth considering is that Samford's private tuition structure produces debt levels comparable to public universities while the earning outcomes—based on Alabama accounting programs broadly—don't show a premium for the smaller, more selective environment. Accounting credentials generally lead to clear career paths with professional licensing requirements that can level the playing field between graduates from different schools, which may explain why the earnings estimates align closely with state medians rather than reflecting Samford's selectivity.
For families weighing the investment, this means your student would likely enter the workforce with manageable debt relative to starting salary, assuming they land in that typical Alabama accounting range. The uncertainty here is whether Samford's actual outcomes differ meaningfully from the state baseline—something stronger alumni networks or recruiting relationships might influence. If accounting is the firm goal and cost is a major factor, comparing the actual net price at Samford against in-state options like Alabama or Auburn makes sense given their documented higher earnings.
Where Samford University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Alabama
Accounting bachelors's programs at peer institutions in Alabama (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,144 | $47,089* | — | $26,588* | — | |
| $12,536 | $60,381* | $68,374 | $23,250* | 0.39 | |
| $11,900 | $53,452* | $68,159 | $23,000* | 0.43 | |
| $13,920 | $52,373* | $56,398 | $54,989* | 1.05 | |
| $8,832 | $51,640* | $53,666 | $34,288* | 0.66 | |
| $13,420 | $49,538* | $54,212 | —* | — | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Samford University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in AL. Actual outcomes may vary.