Analysis
San Diego City College's accounting program shows modest estimated debt compared to similar associate programs nationwide, though the earnings picture based on national peer data suggests a longer payback timeline than some community college grads might hope for. At around $16,000 in debt against first-year earnings near $37,000, graduates from comparable programs face a debt burden equal to roughly 43% of their first year's salary—manageable but requiring careful budgeting.
The estimated earnings align closely with what other California community colleges report for their accounting graduates, though they fall short of stronger programs like Asher College, which posts outcomes above $41,000. For context, Mt. San Antonio College—another California community college with reported data—shows graduates earning around $34,600, suggesting the $37,000 estimate for San Diego City is reasonable for the state's community college landscape. The 22% Pell grant rate indicates this program serves a relatively more affluent student body than many community colleges, which could reflect the local cost of living in San Diego.
For families weighing this investment, the combination of below-average debt and median-level earnings based on peer programs suggests a viable path into accounting work without crushing financial burden. The real question is whether your student can secure employment quickly in San Diego's competitive job market to make those payments workable—living costs in the area will eat into that $37,000 considerably.
Where San Diego City College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,150 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Diego City College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.