Median Earnings (1yr)
$28,539
36th percentile
40th percentile in California
Median Debt
$18,000
20% below national median

Analysis

Philosophy at San Francisco State follows a trajectory that should reassure parents worried about liberal arts degrees: graduates start at $28,539 but nearly double their earnings to $53,614 within four years. That 88% growth rate suggests these graduates are finding their footing in the Bay Area job market, even if the initial year looks rough. Among California's 57 philosophy programs, this lands near the middle in terms of first-year earnings, trailing the elite UCs but performing respectably given SF State's open-door mission (96% admission rate serving 41% Pell-eligible students).

The $18,000 debt load is notably lower than both the national median ($22,641) and provides decent leverage—you're borrowing less than two-thirds of that difficult first-year salary. By year four, when earnings hit $53,614, that debt becomes a much smaller percentage of income. However, parents should know that first year in expensive San Francisco will be tight, likely requiring financial support or roommates to make ends meet.

The real question is whether your child can weather that challenging first year and has the hustle to build the transferable skills—writing, analysis, critical thinking—that philosophy majors use to transition into diverse careers. If they're self-directed and comfortable with ambiguity, the four-year outlook is solid for a humanities degree. If they need immediate earning power or a clear career path, this isn't it.

Where San Francisco State University Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Earnings Distribution

How San Francisco State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
San Francisco State University$28,539$53,614+88%
University of California-Berkeley$36,355$53,357+47%
University of California-Irvine$20,922$52,707+152%
University of California-Santa Barbara$25,303$48,289+91%
University of California-Riverside$25,171$44,648+77%

Compare to Similar Programs in California

Philosophy bachelors's programs at peer institutions in California (57 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Francisco State UniversitySan Francisco$7,424$28,539$53,614$18,0000.63
University of Southern CaliforniaLos Angeles$68,237$38,380—$11,4910.30
University of California-BerkeleyBerkeley$14,850$36,355$53,357$14,4750.40
University of California-DavisDavis$15,247$32,749$34,146$13,2000.40
University of California-Santa CruzSanta Cruz$14,560$30,285$39,427$15,8320.52
University of California-Los AngelesLos Angeles$13,747$30,182$43,881$15,0000.50
National Median—$31,652—$22,6410.72

Career Paths

Occupations commonly associated with philosophy graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.