Philosophy at University of California-Santa Cruz
Bachelor's Degree
Analysis
UC Santa Cruz's philosophy program manages to outperform 60% of California philosophy programs despite posting below-average first-year earnings. The key is strong momentum: graduates see their income jump 30% by year four, reaching $39,427—pulling ahead of UCLA and Cal State Fullerton grads who started with similar salaries. In California's competitive philosophy landscape, this growth trajectory matters more than the modest starting point.
The debt picture is notably favorable. At $15,832, it's 30% below the national median for philosophy programs and matches California's state median exactly. This manageable debt load, combined with the 0.52 debt-to-earnings ratio, means graduates can handle payments even during that challenging first year. Philosophy majors rarely chase high starting salaries, but they need programs that won't saddle them with crushing debt—UC Santa Cruz delivers here.
For families willing to accept a humanities degree's financial reality, this program offers a clearer path than most. You're not getting Berkeley's brand or USC's earning power, but you're also avoiding the debt traps that plague many philosophy programs (the national median is $22,641). If your student is committed to philosophy, the combination of reasonable debt and improving earnings makes this a defensible choice within California's public university system.
Where University of California-Santa Cruz Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of California-Santa Cruz graduates compare to all programs nationally
University of California-Santa Cruz graduates earn $30k, placing them in the 44th percentile of all philosophy bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Philosophy bachelors's programs at peer institutions in California (57 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of California-Santa Cruz | $30,285 | $39,427 | $15,832 | 0.52 |
| University of Southern California | $38,380 | — | $11,491 | 0.30 |
| University of California-Berkeley | $36,355 | $53,357 | $14,475 | 0.40 |
| University of California-Davis | $32,749 | $34,146 | $13,200 | 0.40 |
| University of California-Los Angeles | $30,182 | $43,881 | $15,000 | 0.50 |
| California State University-Fullerton | $30,171 | $31,759 | — | — |
| National Median | $31,652 | — | $22,641 | 0.72 |
Other Philosophy Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Southern California Los Angeles | $68,237 | $38,380 | $11,491 |
| University of California-Berkeley Berkeley | $14,850 | $36,355 | $14,475 |
| University of California-Davis Davis | $15,247 | $32,749 | $13,200 |
| University of California-Los Angeles Los Angeles | $13,747 | $30,182 | $15,000 |
| California State University-Fullerton Fullerton | $7,073 | $30,171 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.