Business Operations Support and Assistant Services at San Joaquin Valley College-Modesto
Undergraduate Certificate or Diploma
Analysis
San Joaquin Valley College-Modesto's business operations certificate delivers solid outcomes for a relatively modest investment. Graduates earn $27,731 in their first year—better than 75% of similar programs nationally and 60% of those in California. The $9,500 in debt is exactly average for this credential, creating a manageable debt-to-earnings ratio of 0.34. For students at this career-focused college (where 53% receive Pell grants), this represents a practical pathway to administrative work without the time and expense of a four-year degree.
The earnings trajectory is steady rather than spectacular, growing to $29,398 by year four—a 6% increase that at least keeps pace with inflation. This pattern is typical for administrative support roles, where income stability matters more than dramatic salary jumps. The program performs consistently across San Joaquin Valley College's campuses; three other locations deliver identical first-year earnings, suggesting standardized training that employers recognize.
For families seeking affordable entry into office work, this certificate makes financial sense. The debt load is manageable on the first-year salary, and graduates outperform most peers in this field. Just understand you're preparing for steady administrative employment, not a high-growth career path.
Where San Joaquin Valley College-Modesto Stands
Earnings vs. debt across all business operations support and assistant services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How San Joaquin Valley College-Modesto graduates compare to all programs nationally
San Joaquin Valley College-Modesto graduates earn $28k, placing them in the 75th percentile of all business operations support and assistant services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Business Operations Support and Assistant Services certificate's programs at peer institutions in California (149 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| San Joaquin Valley College-Modesto | $27,731 | $29,398 | $9,500 | 0.34 |
| Central Coast College | $34,301 | $40,657 | — | — |
| Milan Institute-Visalia | $27,868 | $31,742 | $7,499 | 0.27 |
| San Joaquin Valley College-Visalia | $27,731 | $29,398 | $9,500 | 0.34 |
| San Joaquin Valley College-Bakersfield | $27,731 | $29,398 | $9,500 | 0.34 |
| San Joaquin Valley College-Fresno | $27,731 | $29,398 | $9,500 | 0.34 |
| National Median | $25,094 | — | $9,500 | 0.38 |
Other Business Operations Support and Assistant Services Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Central Coast College Salinas | — | $34,301 | — |
| Milan Institute-Visalia Visalia | — | $27,868 | $7,499 |
| San Joaquin Valley College-Visalia Visalia | — | $27,731 | $9,500 |
| San Joaquin Valley College-Bakersfield Bakersfield | — | $27,731 | $9,500 |
| San Joaquin Valley College-Fresno Fresno | — | $27,731 | $9,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Joaquin Valley College-Modesto, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 248 graduates with reported earnings and 310 graduates with debt data. Small samples may not be representative.