Allied Health and Medical Assisting Services at San Joaquin Valley College-Ontario
Undergraduate Certificate or Diploma
Analysis
This medical assisting program delivers solid value with manageable debt, though earnings remain modest throughout your career. With median debt of just $10,269 and first-year earnings of $26,897, graduates face a reasonable debt-to-income ratio of 0.38—meaning they'll owe less than 40 cents for every dollar earned in their first year. Among California's 185 similar programs, this ranks in the 60th percentile for earnings, performing better than the state median despite being at the national average.
The reality check is that earnings growth is minimal—just 3% over four years to $27,686—which reflects the "early peak" nature of medical assisting careers. While you'll start earning quickly after this certificate program, don't expect significant salary increases over time. However, the debt load is reasonable, ranking in the 40th percentile nationally (lower debt is better), making this program accessible for many families.
This program makes sense if your child wants stable healthcare employment with quick entry and low debt, but it won't lead to high earnings. Compare this to top California programs like Empire College ($40,838) to see what's possible, though those likely require higher upfront costs. For families prioritizing job security over income growth, this represents a practical investment with manageable financial risk.
Where San Joaquin Valley College-Ontario Stands
Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How San Joaquin Valley College-Ontario graduates compare to all programs nationally
San Joaquin Valley College-Ontario graduates earn $27k, placing them in the 47th percentile of all allied health and medical assisting services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Allied Health and Medical Assisting Services certificate's programs at peer institutions in California (185 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| San Joaquin Valley College-Ontario | $26,897 | $27,686 | $10,269 | 0.38 |
| Empire College | $40,838 | $41,628 | $13,213 | 0.32 |
| Bay Area Medical Academy | $38,505 | $52,333 | $9,139 | 0.24 |
| Charles A Jones Career and Education Center | $38,064 | — | $4,730 | 0.12 |
| Cabrillo College | $37,279 | $45,575 | — | — |
| Unitek College | $34,873 | $31,360 | $8,409 | 0.24 |
| National Median | $27,186 | — | $9,500 | 0.35 |
Other Allied Health and Medical Assisting Services Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Empire College Santa Rosa | — | $40,838 | $13,213 |
| Bay Area Medical Academy San Francisco | — | $38,505 | $9,139 |
| Charles A Jones Career and Education Center Sacramento | — | $38,064 | $4,730 |
| Cabrillo College Aptos | $1,270 | $37,279 | — |
| Unitek College South San Francisco | — | $34,873 | $8,409 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Joaquin Valley College-Ontario, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 1943 graduates with reported earnings and 2338 graduates with debt data. Small samples may not be representative.