Median Earnings (1yr)
$27,731
75th percentile (60th in CA)
Median Debt
$9,500
At national median
Debt-to-Earnings
0.34
Manageable
Sample Size
248
Adequate data

Analysis

San Joaquin Valley College-Ontario's business operations certificate graduates earn nearly $2,000 more than the typical California graduate in this field—a meaningful advantage in a crowded market with 149 competing programs statewide. At $27,731 in first-year earnings, graduates land right at the national 75th percentile, outperforming three-quarters of similar programs nationwide. The debt load of $9,500 translates to just four months of earnings, which is remarkably manageable for any credential.

What makes this program particularly solid is the consistent income trajectory: earnings climb to $29,398 by year four, showing steady career progression rather than a plateau. The debt-to-earnings ratio of 0.34 means graduates can realistically pay off their loans quickly while covering living expenses. With half the student body receiving Pell grants, the program clearly serves working-class students who need practical skills and quick entry into administrative roles.

For parents weighing this certificate against full bachelor's programs or other vocational options, the math is straightforward: modest debt, above-average starting pay, and credentials that appear to hold value in Ontario's business community. This is exactly what a certificate program should deliver—accessible training that improves earning power without drowning students in debt.

Where San Joaquin Valley College-Ontario Stands

Earnings vs. debt across all business operations support and assistant services certificate's programs nationally

San Joaquin Valley College-OntarioOther business operations support and assistant services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How San Joaquin Valley College-Ontario graduates compare to all programs nationally

San Joaquin Valley College-Ontario graduates earn $28k, placing them in the 75th percentile of all business operations support and assistant services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Business Operations Support and Assistant Services certificate's programs at peer institutions in California (149 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Joaquin Valley College-Ontario$27,731$29,398$9,5000.34
Central Coast College$34,301$40,657——
Milan Institute-Visalia$27,868$31,742$7,4990.27
San Joaquin Valley College-Bakersfield$27,731$29,398$9,5000.34
San Joaquin Valley College-Visalia$27,731$29,398$9,5000.34
San Joaquin Valley College-Fresno$27,731$29,398$9,5000.34
National Median$25,094—$9,5000.38

Other Business Operations Support and Assistant Services Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central Coast College
Salinas
—$34,301—
Milan Institute-Visalia
Visalia
—$27,868$7,499
San Joaquin Valley College-Bakersfield
Bakersfield
—$27,731$9,500
San Joaquin Valley College-Visalia
Visalia
—$27,731$9,500
San Joaquin Valley College-Fresno
Fresno
—$27,731$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Joaquin Valley College-Ontario, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 248 graduates with reported earnings and 310 graduates with debt data. Small samples may not be representative.