Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) at San Joaquin Valley College-Trades Education Center
Associate's Degree
sjvc.eduAnalysis
Earning $40,861 in your first year after completing this HVAC program puts graduates right at California's median for this field, though slightly below the $41,438 national benchmark. The estimated debt of $19,635—derived from similar programs at San Joaquin Valley College campuses across California—yields a manageable debt-to-earnings ratio of 0.48, meaning graduates could theoretically pay off their loans in about half a year's salary. That's a reasonable return for a two-year technical credential that leads directly to steady trade work.
What's striking is that despite earnings matching the state median, this program still ranks in just the 25th percentile nationally. This reflects California's higher living costs more than program quality—HVAC technicians in many states earn comparable wages but face far lower expenses. The 58% Pell grant rate suggests many students here are betting on technical skills as a pathway to stable employment, and the sub-0.5 debt ratio supports that strategy. The actual debt figure for this specific campus may vary from the estimate, but based on comparable programs in the San Joaquin Valley College system, students appear to be graduating with debt loads that first-year earnings can reasonably absorb.
For families weighing this investment, the numbers work if your child is committed to the trade and understands that California wages—while decent—won't stretch as far as HVAC salaries elsewhere. The debt burden is modest enough to avoid years of financial strain.
Where San Joaquin Valley College-Trades Education Center Stands
Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally
Earnings Distribution
How San Joaquin Valley College-Trades Education Center graduates compare to all programs nationally
Compare to Similar Programs in California
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at peer institutions in California (11 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|
| $40,861 | — | $19,635* | — | |
| $40,861 | $44,896 | $19,635* | 0.48 | |
| $40,861 | $44,896 | $19,635* | 0.48 | |
| $40,861 | $44,896 | $19,635* | 0.48 | |
| $40,861 | $44,896 | $19,635* | 0.48 | |
| $40,861 | $44,896 | $19,635* | 0.48 | |
| National Median | $41,438 | — | $17,500* | 0.42 |
Career Paths
Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Joaquin Valley College-Trades Education Center, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.