Est. Earnings (1yr)
$39,114
Est. from FL median (6 programs)
Est. Median Debt
$15,979
Est. from national median (70 programs)

Analysis

An estimated debt load of about $16,000 against first-year earnings around $39,000 suggests a manageable financial start for an associate degree in accounting. Peer programs across Florida cluster right around this earnings figure, with community colleges typically producing graduates in the mid-to-high $30,000s while some private institutions push into the mid-$40,000s. The debt estimate here runs notably lower than Florida's typical $23,800 for accounting associate programs, which matters when you're building foundational credentials without breaking the bank.

The 0.41 debt-to-earnings ratio falls comfortably below the one-to-one threshold that signals trouble. Based on comparable programs nationally, accounting associate degrees tend to deliver steady entry-level opportunities—bookkeeping, accounts payable, payroll administration—that translate into reliable paychecks rather than dramatic upside. Santa Fe's position in a college town with healthcare systems, local government, and service businesses provides the kind of steady employer base where these skills stay in demand.

For parents evaluating a two-year accounting path, the key advantage here is the modest debt estimate paired with earnings that match state norms. Just remember these figures come from similar programs, not Santa Fe's own graduates, so actual outcomes could vary. The sensible move: confirm the program maintains strong employer connections in the Gainesville area and leads to internship opportunities that convert into job offers before graduation.

Where Santa Fe College Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in Florida

Accounting associates's programs at peer institutions in Florida (40 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Santa Fe CollegeGainesville$2,563$39,114*—$15,979*—
Keiser University-Ft LauderdaleFort Lauderdale$24,136$48,117*$43,871$29,000*0.60
Rasmussen University-FloridaOcala$15,117$43,765*$44,358$23,823*0.54
Florida National University-Main CampusHialeah$16,088$41,019*—$24,811*0.60
Valencia CollegeOrlando$2,474$37,209*$35,810$14,806*0.40
Broward CollegeFort Lauderdale$2,830$36,970*$36,384—*—
National Median—$37,000*—$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Fe College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.