Analysis
An estimated debt load of around $16,000 puts this program below both national and Illinois medians, which is encouraging—but the projected first-year earnings of $37,000 lag well behind what accounting graduates at other Illinois community colleges typically see. Comparable programs in the state suggest median earnings closer to $46,000, with top performers like College of DuPage and Rasmussen University producing graduates earning in the mid-$40,000s. That $8,000-9,000 gap matters when you're calculating how quickly your child can pay down loans and build financial independence.
The debt-to-earnings ratio of 0.43 means this program should be manageable to pay off—roughly five months of gross income for a year's worth of debt. That's reasonable by community college standards. However, the lower earnings projection raises questions about whether graduates are landing accounting roles that match their credentials or settling for general office work. In a field where location and employer connections often determine starting salaries, you'll want to investigate where Sauk Valley's accounting students actually get hired and whether those placements justify the investment compared to alternatives within driving distance that show stronger outcomes.
Where Sauk Valley Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Illinois
Accounting associates's programs at peer institutions in Illinois (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,190 | $37,001* | — | $15,979* | — | |
| $4,320 | $47,775* | — | $17,284* | 0.36 | |
| $13,546 | $43,765* | $44,358 | $23,823* | 0.54 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sauk Valley Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.