Analysis
Based on comparable accounting programs across Texas, Schreiner's estimated debt-to-earnings ratio of 0.46 suggests a manageable financial foundation for new accountants. With projected debt around $22,759 and first-year earnings near $49,400, graduates would likely face monthly loan payments in the $250-280 range—modest enough for an entry-level accounting salary to cover comfortably. The estimated earnings align precisely with Texas's median for accounting bachelor's programs, indicating competitive placement within the state's market.
The gap between Schreiner's estimated outcomes and Texas's top-tier programs is substantial—schools like TCU and UT Austin place graduates at starting salaries approaching $70,000. However, those elite programs often come with significantly higher tuition and living costs that could offset the earnings advantage. For families prioritizing accessibility (Schreiner admits 88% of applicants and serves a substantial Pell-eligible population), this program appears positioned in the affordable middle tier of Texas accounting education.
The practical takeaway: if your child can graduate near these estimated debt levels, they're looking at a reasonable financial start in a stable profession. But since these figures are derived from peer programs rather than Schreiner's actual graduate outcomes, request placement data directly from the school's accounting department—particularly CPA exam pass rates and which firms recruit on campus—to confirm whether this program delivers the professional connections that turn decent estimates into actual careers.
Where Schreiner University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,396 | $49,406* | — | $22,759* | — | |
| $57,220 | $72,031* | $78,532 | $17,778* | 0.25 | |
| $64,460 | $68,643* | $77,801 | $15,850* | 0.23 | |
| $54,844 | $68,187* | $80,617 | $20,500* | 0.30 | |
| $11,678 | $68,082* | $78,482 | $19,462* | 0.29 | |
| $13,099 | $67,186* | $84,502 | $17,641* | 0.26 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Schreiner University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.