Est. Earnings (1yr)
$49,406
Est. from TX median (43 programs)
Est. Median Debt
$22,759
Est. from TX median (10 programs)

Analysis

Based on comparable accounting programs across Texas, Schreiner's estimated debt-to-earnings ratio of 0.46 suggests a manageable financial foundation for new accountants. With projected debt around $22,759 and first-year earnings near $49,400, graduates would likely face monthly loan payments in the $250-280 range—modest enough for an entry-level accounting salary to cover comfortably. The estimated earnings align precisely with Texas's median for accounting bachelor's programs, indicating competitive placement within the state's market.

The gap between Schreiner's estimated outcomes and Texas's top-tier programs is substantial—schools like TCU and UT Austin place graduates at starting salaries approaching $70,000. However, those elite programs often come with significantly higher tuition and living costs that could offset the earnings advantage. For families prioritizing accessibility (Schreiner admits 88% of applicants and serves a substantial Pell-eligible population), this program appears positioned in the affordable middle tier of Texas accounting education.

The practical takeaway: if your child can graduate near these estimated debt levels, they're looking at a reasonable financial start in a stable profession. But since these figures are derived from peer programs rather than Schreiner's actual graduate outcomes, request placement data directly from the school's accounting department—particularly CPA exam pass rates and which firms recruit on campus—to confirm whether this program delivers the professional connections that turn decent estimates into actual careers.

Where Schreiner University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Schreiner UniversityKerrville$37,396$49,406*$22,759*
Texas Christian UniversityFort Worth$57,220$72,031*$78,532$17,778*0.25
Southern Methodist UniversityDallas$64,460$68,643*$77,801$15,850*0.23
Baylor UniversityWaco$54,844$68,187*$80,617$20,500*0.30
The University of Texas at AustinAustin$11,678$68,082*$78,482$19,462*0.29
Texas A&M University-College StationCollege Station$13,099$67,186*$84,502$17,641*0.26
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Schreiner University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.