Analysis
A debt-to-earnings ratio of 0.44 suggests a manageable financial start for math graduates, though the figures here come from statewide and national peer programs rather than Schreiner's own outcomes. Similar mathematics bachelor's programs in Texas typically produce first-year earnings around $49,700—essentially matching the national median—with median debt of $19,745. Schreiner's estimated $21,750 debt burden sits slightly higher but remains reasonable, requiring roughly five months of gross earnings to repay.
The challenge lies in context: Texas's flagship programs demonstrate what's possible in this field, with UT Austin graduates earning $60,000 and SMU grads reaching $74,500 in their first year. That $10,000-$25,000 gap matters when you're building career momentum. Mathematics degrees typically open doors to finance, data analysis, and technical roles where employer recognition can influence starting salaries, and Schreiner's 88% admission rate and regional profile may not carry the same weight in competitive hiring markets.
For families considering this program, the estimated numbers suggest financial viability rather than red flags. If your student thrives in smaller settings (Schreiner serves many first-generation college students) and plans to stay in Texas's regional job markets, the projected debt load won't be crushing. But if they're aiming for high-paying tech or finance roles in major metros, recognize that comparable programs at larger research universities appear to deliver stronger earning outcomes—and those differences compound over a career.
Where Schreiner University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Texas
Mathematics bachelors's programs at peer institutions in Texas (70 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,396 | $49,708* | — | $21,750* | — | |
| $64,460 | $74,516* | $79,735 | $21,000* | 0.28 | |
| $11,678 | $60,011* | $75,618 | $20,500* | 0.34 | |
| $14,564 | $58,238* | — | $19,745* | 0.34 | |
| $9,711 | $54,710* | $57,873 | $20,100* | 0.37 | |
| $11,164 | $53,133* | $54,367 | $23,689* | 0.45 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Schreiner University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 21 similar programs in TX. Actual outcomes may vary.