Analysis
Is a chemistry degree from a selective private university worth $25,000 in estimated debt? For Seattle Pacific, the answer hinges on numbers drawn from peer programs rather than this specific cohort. Based on Washington's median for chemistry bachelor's programs, graduates typically earn around $46,400 in their first year—putting estimated debt at just over half of first-year income. That's a manageable ratio by national standards, where chemistry grads carry a median of $24,000 in debt against lower median earnings of $42,600.
What matters here is context. Chemistry programs across Washington state show considerable variation, with Western Washington graduates earning $48,500 and Whitworth graduates starting at $33,200. Seattle Pacific's estimated outcomes land squarely in the middle of this range, suggesting neither exceptional advantage nor particular disadvantage compared to state peers. The 0.54 debt-to-earnings ratio, while estimated, indicates that loan repayment shouldn't dominate a graduate's budget in those crucial early career years.
The practical takeaway: if your student is set on chemistry and values SPU's environment, these peer-program estimates suggest the financial fundamentals are sound. Just remember that individual outcomes depend heavily on what students do with the degree—graduate school, industry jobs, and teaching positions all pay differently—and these estimates reflect an average across varied career paths.
Where Seattle Pacific University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Washington
Chemistry bachelors's programs at peer institutions in Washington (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,814 | $46,369* | — | $24,994* | — | |
| $9,286 | $48,527* | $73,774 | $22,104* | 0.46 | |
| $12,643 | $46,369* | $53,639 | $15,389* | 0.33 | |
| $12,559 | $46,369* | $53,639 | $15,389* | 0.33 | |
| $50,964 | $44,555* | — | $23,000* | 0.52 | |
| $50,920 | $33,203* | — | $26,000* | 0.78 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Seattle Pacific University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in WA. Actual outcomes may vary.