Analysis
An estimated debt load of $16,000 for an associate's in accounting represents one of the more manageable financial commitments in higher education, particularly when weighed against typical outcomes in this field. Based on comparable accounting programs nationally, graduates can expect to start around $37,000—nearly identical to the national median for this credential. That translates to a debt-to-earnings ratio of 0.43, meaning the total borrowed amounts to less than half a year's salary, which financial planners generally consider reasonable.
The challenge here is geographic. Other accounting programs in Kansas report significantly higher first-year earnings—Butler Community College's graduates earn $37,496, while Rasmussen University-Kansas reports $43,765. If similar programs in the state typically produce better returns, your student might benefit from comparing what Seward County offers beyond the numbers: proximity to home, specific faculty expertise, or transfer pathways that could matter more than the earnings gap.
For a family seeking affordable workforce credentials, this program checks the essential box: manageable debt for a marketable skill. But given the variation among Kansas schools, it's worth understanding why outcomes might differ and whether those factors—location, employer networks, or curriculum focus—align with your student's career plans.
Where Seward County Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Kansas
Accounting associates's programs at peer institutions in Kansas (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,744 | $37,001* | — | $15,979* | — | |
| $15,340 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $3,556 | $37,496* | $35,016 | $18,407* | 0.49 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Seward County Community College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.