Analysis
With $27,000 in estimated debt and first-year earnings around $41,900, Simmons' biology program suggests a financing picture that's manageable but not exceptional. Based on peer programs in Massachusetts, this debt-to-earnings ratio of 0.64 means graduates would be dedicating a reasonable portion of their first-year income to loan payments—though this median for the state masks significant variation among individual schools.
The $41,900 earnings estimate places this squarely at Massachusetts' typical outcome for biology bachelor's degrees, but well below what several comparable institutions report producing. Worcester Polytechnic and UMass-Lowell graduates, for instance, earn $46,000-$52,000 in their first year—a substantial premium that compounds over time. Whether Simmons' specific program generates similar outcomes or falls closer to the state median is unclear without actual graduate data.
For parents evaluating a pre-med or research pathway, understand that biology undergrad programs often serve as stepping stones rather than terminal degrees. The estimated debt here won't preclude graduate school, but it does mean your child would be entering further education already carrying loans. If this is the path forward, focus on what distinguishes Simmons' program beyond the numbers—research opportunities, lab access, and graduate school placement rates matter considerably when the bachelor's degree itself is preparation rather than destination.
Where Simmons University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Biology bachelors's programs at peer institutions in Massachusetts (49 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $45,538 | $41,879* | — | $27,000* | — | |
| $59,070 | $51,711* | $71,939 | $26,999* | 0.52 | |
| $46,220 | $46,736* | — | $27,000* | 0.58 | |
| $16,570 | $46,526* | $66,988 | $26,747* | 0.57 | |
| $54,500 | $46,088* | $58,080 | $27,000* | 0.59 | |
| $11,978 | $45,670* | $59,961 | $27,000* | 0.59 | |
| National Median | — | $32,316* | — | $25,000* | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Simmons University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 34 similar programs in MA. Actual outcomes may vary.