Est. Earnings (1yr)
$40,377
Est. from MA median (3 programs)
Est. Median Debt
$23,000
Est. from national median (27 programs)

Analysis

In Massachusetts, philosophy programs range from modest to surprisingly strong in earnings outcomes, and based on the three programs with available data, Simmons appears to land in the middle tier with estimated first-year earnings around $40,377. That's notably above the national median of $31,652 for philosophy bachelor's degrees, though it trails Boston College's $47,345. The estimated $23,000 in debt sits just above both state and national norms, creating a debt-to-earnings ratio of 0.57—not alarming, but not comfortable either for a liberal arts degree that often requires additional credentials to reach higher earning potential.

The reality check here is that philosophy graduates typically face a longer runway to career payoff. While the major develops valuable analytical skills, many graduates pursue graduate school or pivot into fields like law, consulting, or tech—paths that take time and additional investment. The estimated debt load is manageable if your child has a clear post-graduation plan, but it becomes more concerning if they're uncertain about next steps. Boston's strong job market helps, but the first-year figure reflects entry-level reality more than long-term potential.

If your child is genuinely passionate about philosophy and has thought through how they'll translate it into a career, Simmons offers a reasonable launching point at a price that won't crush them. But if this is a default choice without a strategic plan, the debt-to-earnings picture suggests you should have some frank conversations about graduate school financing or alternative paths before committing.

Where Simmons University Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Simmons UniversityBoston$45,538$40,377*$23,000*
Boston CollegeChestnut Hill$67,680$47,345*$47,768$18,000*0.38
Boston UniversityBoston$65,168$40,377*$47,043$25,750*0.64
University of Massachusetts-BostonBoston$15,496$36,581*$41,381*
National Median$31,652*$22,641*0.72
* Estimated from similar programs

Career Paths

Occupations commonly associated with philosophy graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Simmons University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.