Analysis
In Massachusetts, philosophy programs range from modest to surprisingly strong in earnings outcomes, and based on the three programs with available data, Simmons appears to land in the middle tier with estimated first-year earnings around $40,377. That's notably above the national median of $31,652 for philosophy bachelor's degrees, though it trails Boston College's $47,345. The estimated $23,000 in debt sits just above both state and national norms, creating a debt-to-earnings ratio of 0.57—not alarming, but not comfortable either for a liberal arts degree that often requires additional credentials to reach higher earning potential.
The reality check here is that philosophy graduates typically face a longer runway to career payoff. While the major develops valuable analytical skills, many graduates pursue graduate school or pivot into fields like law, consulting, or tech—paths that take time and additional investment. The estimated debt load is manageable if your child has a clear post-graduation plan, but it becomes more concerning if they're uncertain about next steps. Boston's strong job market helps, but the first-year figure reflects entry-level reality more than long-term potential.
If your child is genuinely passionate about philosophy and has thought through how they'll translate it into a career, Simmons offers a reasonable launching point at a price that won't crush them. But if this is a default choice without a strategic plan, the debt-to-earnings picture suggests you should have some frank conversations about graduate school financing or alternative paths before committing.
Where Simmons University Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $45,538 | $40,377* | — | $23,000* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Simmons University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.