Analysis
Smith College biology graduates start below their Massachusetts peers but see impressive earnings growth that tells a more complex story than the initial numbers suggest. While first-year earnings of $32,747 place graduates in the bottom quarter of Massachusetts biology programs—trailing the state median by over $9,000—earnings jump 35% by year four to $44,315. That's a significantly steeper trajectory than most biology programs deliver, though it still leaves graduates behind schools like UMass-Lowell and Salem State that start stronger out of the gate.
The $19,000 debt load is notably lower than both the state median ($27,000) and national median ($25,000), which creates a manageable debt-to-earnings ratio of 0.58. This matters because many biology graduates pursue additional education or fellowships that temporarily suppress earnings. The relatively light debt burden provides breathing room during these early career years.
The central question for parents: Is the delayed earnings trajectory worth the investment at a highly selective liberal arts college? Smith's premium isn't reflected in early biology earnings the way it might be in some professional fields. If your daughter plans to pursue graduate work in biology or medicine—where Smith's research opportunities and graduate school placement matter—this pattern makes sense. But if the goal is immediate employment in a biology-related field, less selective Massachusetts public universities are delivering stronger four-year outcomes at similar or lower debt levels.
Where Smith College Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How Smith College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Smith College | $32,747 | $44,315 | +35% |
| Northeastern University Professional Programs | $45,494 | $73,280 | +61% |
| Northeastern University | $45,494 | $73,280 | +61% |
| Worcester Polytechnic Institute | $51,711 | $71,939 | +39% |
| College of the Holy Cross | $43,276 | $67,624 | +56% |
Compare to Similar Programs in Massachusetts
Biology bachelors's programs at peer institutions in Massachusetts (49 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $61,568 | $32,747 | $44,315 | $19,000 | 0.58 | |
| $59,070 | $51,711 | $71,939 | $26,999 | 0.52 | |
| $46,220 | $46,736 | — | $27,000 | 0.58 | |
| $16,570 | $46,526 | $66,988 | $26,747 | 0.57 | |
| $54,500 | $46,088 | $58,080 | $27,000 | 0.59 | |
| $11,978 | $45,670 | $59,961 | $27,000 | 0.59 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Smith College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.