Median Earnings (1yr)
$32,747
53rd percentile (25th in MA)
Median Debt
$19,000
24% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
40
Adequate data

Analysis

Smith College biology graduates start below their Massachusetts peers but see impressive earnings growth that tells a more complex story than the initial numbers suggest. While first-year earnings of $32,747 place graduates in the bottom quarter of Massachusetts biology programs—trailing the state median by over $9,000—earnings jump 35% by year four to $44,315. That's a significantly steeper trajectory than most biology programs deliver, though it still leaves graduates behind schools like UMass-Lowell and Salem State that start stronger out of the gate.

The $19,000 debt load is notably lower than both the state median ($27,000) and national median ($25,000), which creates a manageable debt-to-earnings ratio of 0.58. This matters because many biology graduates pursue additional education or fellowships that temporarily suppress earnings. The relatively light debt burden provides breathing room during these early career years.

The central question for parents: Is the delayed earnings trajectory worth the investment at a highly selective liberal arts college? Smith's premium isn't reflected in early biology earnings the way it might be in some professional fields. If your daughter plans to pursue graduate work in biology or medicine—where Smith's research opportunities and graduate school placement matter—this pattern makes sense. But if the goal is immediate employment in a biology-related field, less selective Massachusetts public universities are delivering stronger four-year outcomes at similar or lower debt levels.

Where Smith College Stands

Earnings vs. debt across all biology bachelors's programs nationally

Smith CollegeOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Smith College graduates compare to all programs nationally

Smith College graduates earn $33k, placing them in the 53th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Biology bachelors's programs at peer institutions in Massachusetts (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Smith College$32,747$44,315$19,0000.58
Worcester Polytechnic Institute$51,711$71,939$26,9990.52
Curry College$46,736—$27,0000.58
University of Massachusetts-Lowell$46,526$66,988$26,7470.57
Stonehill College$46,088$58,080$27,0000.59
Salem State University$45,670$59,961$27,0000.59
National Median$32,316—$25,0000.77

Other Biology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Worcester Polytechnic Institute
Worcester
$59,070$51,711$26,999
Curry College
Milton
$46,220$46,736$27,000
University of Massachusetts-Lowell
Lowell
$16,570$46,526$26,747
Stonehill College
Easton
$54,500$46,088$27,000
Salem State University
Salem
$11,978$45,670$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Smith College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.