Business Administration, Management and Operations at Somerset Community College
Undergraduate Certificate or Diploma
Analysis
Somerset Community College's business certificate lands graduates right at Kentucky's median for this credential, earning $35,189 one year out—nearly identical to the state's typical $35,388. That's about $4,000 below the national median, but in Kentucky's community college system, it represents a solidly middle-of-the-pack outcome. The program sits in the 40th percentile statewide, meaning students here can expect similar results to what they'd find at most other Kentucky community colleges offering this certificate.
The debt picture requires some attention. While the $15,805 borrowing level isn't excessive in absolute terms, it's notably higher than Kentucky's median of $12,080 for similar programs—meaning students here are taking on roughly 30% more debt than peers at other state schools. Combined with earnings that don't exceed the state average, graduates face a debt-to-earnings ratio of 0.45, which is manageable but not particularly advantageous. Owensboro and Elizabethtown Community Colleges both deliver $5,000-6,000 higher earnings with comparable programs.
For families prioritizing convenience and local access in south-central Kentucky, Somerset delivers predictable outcomes. But if your student can reasonably commute to one of the higher-performing community colleges in the state system, the numbers suggest they'd graduate with less debt, higher earnings, or both—a combination worth the extra drive time for many families.
Where Somerset Community College Stands
Earnings vs. debt across all business administration, management and operations certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Somerset Community College graduates compare to all programs nationally
Somerset Community College graduates earn $35k, placing them in the 34th percentile of all business administration, management and operations certificate programs nationally.
Compare to Similar Programs in Kentucky
Business Administration, Management and Operations certificate's programs at peer institutions in Kentucky (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Somerset Community College | $35,189 | — | $15,805 | 0.45 |
| Owensboro Community and Technical College | $41,251 | — | $7,246 | 0.18 |
| Elizabethtown Community and Technical College | $40,956 | — | $11,560 | 0.28 |
| Gateway Community and Technical College | $39,306 | — | $13,000 | 0.33 |
| Jefferson Community and Technical College | $38,471 | — | $11,770 | 0.31 |
| Ashland Community and Technical College | $35,588 | — | $20,584 | 0.58 |
| National Median | $39,085 | — | $14,699 | 0.38 |
Other Business Administration, Management and Operations Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Owensboro Community and Technical College Owensboro | $4,656 | $41,251 | $7,246 |
| Elizabethtown Community and Technical College Elizabethtown | $4,656 | $40,956 | $11,560 |
| Gateway Community and Technical College Florence | $4,656 | $39,306 | $13,000 |
| Jefferson Community and Technical College Louisville | $4,706 | $38,471 | $11,770 |
| Ashland Community and Technical College Ashland | $4,656 | $35,588 | $20,584 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Somerset Community College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.