Median Earnings (1yr)
$35,189
34th percentile
40th percentile in Kentucky
Median Debt
$15,805
8% above national median

Analysis

Somerset Community College's business certificate lands graduates right at Kentucky's median for this credential, earning $35,189 one year out—nearly identical to the state's typical $35,388. That's about $4,000 below the national median, but in Kentucky's community college system, it represents a solidly middle-of-the-pack outcome. The program sits in the 40th percentile statewide, meaning students here can expect similar results to what they'd find at most other Kentucky community colleges offering this certificate.

The debt picture requires some attention. While the $15,805 borrowing level isn't excessive in absolute terms, it's notably higher than Kentucky's median of $12,080 for similar programs—meaning students here are taking on roughly 30% more debt than peers at other state schools. Combined with earnings that don't exceed the state average, graduates face a debt-to-earnings ratio of 0.45, which is manageable but not particularly advantageous. Owensboro and Elizabethtown Community Colleges both deliver $5,000-6,000 higher earnings with comparable programs.

For families prioritizing convenience and local access in south-central Kentucky, Somerset delivers predictable outcomes. But if your student can reasonably commute to one of the higher-performing community colleges in the state system, the numbers suggest they'd graduate with less debt, higher earnings, or both—a combination worth the extra drive time for many families.

Where Somerset Community College Stands

Earnings vs. debt across all business administration, management and operations certificate's programs nationally

Earnings Distribution

How Somerset Community College graduates compare to all programs nationally

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations certificate's programs at peer institutions in Kentucky (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Somerset Community CollegeSomerset$4,656$35,189$15,8050.45
Owensboro Community and Technical CollegeOwensboro$4,656$41,251$7,2460.18
Elizabethtown Community and Technical CollegeElizabethtown$4,656$40,956$11,5600.28
Gateway Community and Technical CollegeFlorence$4,656$39,306$13,0000.33
Jefferson Community and Technical CollegeLouisville$4,706$38,471$11,7700.31
Ashland Community and Technical CollegeAshland$4,656$35,588$20,5840.58
National Median$39,085$14,6990.38

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Somerset Community College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.